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Frequent Contributor
revvystoke
Posts: 307
Registered: ‎02-02-2010
0

amex preselect site?

I keep getting amex inivitations to apply for their gold card, after the third or fourth one this fall I went to the site and it said I was preselected for a couple of their cards. Not sure what the benefit of a AMEX is over a regular card.

 

Not sure I could even qualify, I have a eq of 651, annual in. $63k. Credit history of 3 years, I haven't had any hard pulls in a year and a half except for one a few months back for new cellular service.

 

The cards that I have with the highest balances are paypal $4800/6000 and Alaska Air sig $3400/5000. The other 4 cards I have balances with I owe $750 or less on each that I pif bi-monthly. 

 

Only have two vehicle loans, $700/19000 and $6900/14500.

AkAir $50k | CSP $35k | Marriott $32k | AA Exec $26k |SPG $15k | Fidelity $10k | Credit Union $8k | Discover $8k

TU: 735 / EQ: 705 / EX: 725
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: amex preselect site?


revvystoke wrote:

I keep getting amex inivitations to apply for their gold card, after the third or fourth one this fall I went to the site and it said I was preselected for a couple of their cards. Not sure what the benefit of a AMEX is over a regular card.

 

Not sure I could even qualify, I have a eq of 651, annual in. $63k. Credit history of 3 years, I haven't had any hard pulls in a year and a half except for one a few months back for new cellular service.

 

The cards that I have with the highest balances are paypal $4800/6000 and Alaska Air sig $3400/5000. The other 4 cards I have balances with I owe $750 or less on each that I pif bi-monthly. 

 

Only have two vehicle loans, $700/19000 and $6900/14500.


You should be looking for a card that offers a promotional interest fee period. You need to get those cards that have a balance paid off ASAP.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: amex preselect site?

You may be able to get approved for the Chase Slate.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%

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