@mongstradamus wrote:
@lg8302ch wrote:None of my approvals were instant except for Cap1
... always needed some verification and got approved .. so not necessarily means denial .. good luck
so wasn't all doom and gloom like i first thought , got amex preferred also with 15 month of 0% apr, which i was pretty suprised about. I think afterwards it would be 12.99 % not that bad with all things considered. actually discover it was the biggest stickler looks like because of the one CO account i had from 2007, but all in all i can't complain much :-)
So approved right?
@myjourney wrote:
@mongstradamus wrote:
@lg8302ch wrote:None of my approvals were instant except for Cap1
so wasn't all doom and gloom like i first thought , got amex preferred also with 15 month of 0% apr, which i was pretty suprised about. I think afterwards it would be 12.99 % not that bad with all things considered. actually discover it was the biggest stickler looks like because of the one CO account i had from 2007, but all in all i can't complain much :-)
So approved right?
yes sir was approved, didn't get the highest credit limit but its an start. I am wondering how backdating my new preferred card would work. I had an old amex with my dad but its now closed from 1995, can i back date it to that and would that increase my AAoA ?
@mongstradamus wrote:
@myjourney wrote:
@mongstradamus wrote:
@lg8302ch wrote:None of my approvals were instant except for Cap1
so wasn't all doom and gloom like i first thought , got amex preferred also with 15 month of 0% apr, which i was pretty suprised about. I think afterwards it would be 12.99 % not that bad with all things considered. actually discover it was the biggest stickler looks like because of the one CO account i had from 2007, but all in all i can't complain much :-)
So approved right?
yes sir was approved, didn't get the highest credit limit but its an start. I am wondering how backdating my new preferred card would work. I had an old amex with my dad but its now closed from 1995, can i back date it to that and would that increase my AAoA ?
Congarts and head on home to the garden
Reminder always recon when in doubt 
Call and ask about your member date don't mention backdating
@myjourney wrote:
@mongstradamus wrote:
@myjourney wrote:
@mongstradamus wrote:
@lg8302ch wrote:None of my approvals were instant except for Cap1
so wasn't all doom and gloom like i first thought , got amex preferred also with 15 month of 0% apr, which i was pretty suprised about. I think afterwards it would be 12.99 % not that bad with all things considered. actually discover it was the biggest stickler looks like because of the one CO account i had from 2007, but all in all i can't complain much :-)
So approved right?
yes sir was approved, didn't get the highest credit limit but its an start. I am wondering how backdating my new preferred card would work. I had an old amex with my dad but its now closed from 1995, can i back date it to that and would that increase my AAoA ?
Congarts and head on home to the garden
Reminder always recon when in doubt
Call and ask about your member date don't mention backdating
would like to thank you guys especially myjourney for the guidence. I even asked the guy about backdating but he said he couldn't do anything about since he didn't have the information in front of him, he said he only did approvals :-( yes no apping for many months or maybe even years :-). my initial goal was just to get some good cash back cards , so i think i have achieved that
@mongstradamus wrote:
@myjourney wrote:
@mongstradamus wrote:
@myjourney wrote:
@mongstradamus wrote:
@lg8302ch wrote:None of my approvals were instant except for Cap1
so wasn't all doom and gloom like i first thought , got amex preferred also with 15 month of 0% apr, which i was pretty suprised about. I think afterwards it would be 12.99 % not that bad with all things considered. actually discover it was the biggest stickler looks like because of the one CO account i had from 2007, but all in all i can't complain much :-)
So approved right?
yes sir was approved, didn't get the highest credit limit but its an start. I am wondering how backdating my new preferred card would work. I had an old amex with my dad but its now closed from 1995, can i back date it to that and would that increase my AAoA ?
Congarts and head on home to the garden
Reminder always recon when in doubt
Call and ask about your member date don't mention backdating
would like to thank you guys especially myjourney for the guidence. I even asked the guy about backdating but he said he couldn't do anything about since he didn't have the information in front of him, he said he only did approvals :-( yes no apping for many months or maybe even years :-). my initial goal was just to get some good cash back cards , so i think i have achieved that
Wait until you get the card call the number on the back and then tell them what I just told you and you should be good to go on the date/backdating issue
Congratulations on your successful spree and welcome back to the Amex Family!
@myjourney wrote:
@mongstradamus wrote:
@myjourney wrote:
@mongstradamus wrote:
@myjourney wrote:
@mongstradamus wrote:
@lg8302ch wrote:None of my approvals were instant except for Cap1
so wasn't all doom and gloom like i first thought , got amex preferred also with 15 month of 0% apr, which i was pretty suprised about. I think afterwards it would be 12.99 % not that bad with all things considered. actually discover it was the biggest stickler looks like because of the one CO account i had from 2007, but all in all i can't complain much :-)
So approved right?
yes sir was approved, didn't get the highest credit limit but its an start. I am wondering how backdating my new preferred card would work. I had an old amex with my dad but its now closed from 1995, can i back date it to that and would that increase my AAoA ?
Congarts and head on home to the garden
Reminder always recon when in doubt
Call and ask about your member date don't mention backdating
would like to thank you guys especially myjourney for the guidence. I even asked the guy about backdating but he said he couldn't do anything about since he didn't have the information in front of him, he said he only did approvals :-( yes no apping for many months or maybe even years :-). my initial goal was just to get some good cash back cards , so i think i have achieved that
Wait until you get the card call the number on the back and then tell them what I just told you and you should be good to go on the date/backdating issue
i am kind of confused about backdating because i am an au on my mothers costco amex card and i called to back date my card and they just did it for date i asked for , and they didn't really ask many questions. Now that i got my new card sent with the 1995 member date will that effect my aaoa. Or is it just something that shows up only on the card?
@mongstradamus wrote:
@myjourney wrote:
@mongstradamus wrote:
@myjourney wrote:
@mongstradamus wrote:
@myjourney wrote:
@mongstradamus wrote:
@lg8302ch wrote:None of my approvals were instant except for Cap1
so wasn't all doom and gloom like i first thought , got amex preferred also with 15 month of 0% apr, which i was pretty suprised about. I think afterwards it would be 12.99 % not that bad with all things considered. actually discover it was the biggest stickler looks like because of the one CO account i had from 2007, but all in all i can't complain much :-)
So approved right?
yes sir was approved, didn't get the highest credit limit but its an start. I am wondering how backdating my new preferred card would work. I had an old amex with my dad but its now closed from 1995, can i back date it to that and would that increase my AAoA ?
Congarts and head on home to the garden
Reminder always recon when in doubt
Call and ask about your member date don't mention backdating
would like to thank you guys especially myjourney for the guidence. I even asked the guy about backdating but he said he couldn't do anything about since he didn't have the information in front of him, he said he only did approvals :-( yes no apping for many months or maybe even years :-). my initial goal was just to get some good cash back cards , so i think i have achieved that
Wait until you get the card call the number on the back and then tell them what I just told you and you should be good to go on the date/backdating issue
i am kind of confused about backdating because i am an au on my mothers costco amex card and i called to back date my card and they just did it for date i asked for , and they didn't really ask many questions. Now that i got my new card sent with the 1995 member date will that effect my aaoa. Or is it just something that shows up only on the card?
It will help AAoA bravo
@myjourney wrote:
@mongstradamus wrote:
@myjourney wrote:
@mongstradamus wrote:
@myjourney wrote:
@mongstradamus wrote:
@myjourney wrote:
@mongstradamus wrote:
@lg8302ch wrote:None of my approvals were instant except for Cap1
so wasn't all doom and gloom like i first thought , got amex preferred also with 15 month of 0% apr, which i was pretty suprised about. I think afterwards it would be 12.99 % not that bad with all things considered. actually discover it was the biggest stickler looks like because of the one CO account i had from 2007, but all in all i can't complain much :-)
So approved right?
yes sir was approved, didn't get the highest credit limit but its an start. I am wondering how backdating my new preferred card would work. I had an old amex with my dad but its now closed from 1995, can i back date it to that and would that increase my AAoA ?
Congarts and head on home to the garden
Reminder always recon when in doubt
Call and ask about your member date don't mention backdating
would like to thank you guys especially myjourney for the guidence. I even asked the guy about backdating but he said he couldn't do anything about since he didn't have the information in front of him, he said he only did approvals :-( yes no apping for many months or maybe even years :-). my initial goal was just to get some good cash back cards , so i think i have achieved that
Wait until you get the card call the number on the back and then tell them what I just told you and you should be good to go on the date/backdating issue
i am kind of confused about backdating because i am an au on my mothers costco amex card and i called to back date my card and they just did it for date i asked for , and they didn't really ask many questions. Now that i got my new card sent with the 1995 member date will that effect my aaoa. Or is it just something that shows up only on the card?
It will help AAoA bravo
How do I tell if my AAoA has changed will score watch pick that up?