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i got aproved for a citi simplicity card for my honeymoon. 7k limit with 0% apr for 18 months. sure why not. i only charged 3900 on the car over the past two weeks. didnt max it or anything. as it stands now, with this citi card, i have a total CL of 22,400 with a total balance of about 5k spread out over 4 credit cards. you think i can app again? if i app now for another card will my citi show up on my credit file? without the citi card i have 17k in credit and only 700 in balances on three cards. im just wondering how long it takes for the card to show up on my file...i technically didnt activate the card until may 3rd. i do have a "statement". not sure if it takes a month or two for the credit bureaus to register the card and balances and credit limit?! if i wanted to app would i get approved if my citi card is reporting? would i get immediately denied showing a 20% utilization???
@SantaMar wrote:i got aproved for a citi simplicity card for my honeymoon. 7k limit with 0% apr for 18 months. sure why not. i only charged 3900 on the car over the past two weeks. didnt max it or anything. as it stands now, with this citi card, i have a total CL of 22,400 with a total balance of about 5k spread out over 4 credit cards. you think i can app again? if i app now for another card will my citi show up on my credit file? without the citi card i have 17k in credit and only 700 in balances on three cards. im just wondering how long it takes for the card to show up on my file...i technically didnt activate the card until may 3rd. i do have a "statement". not sure if it takes a month or two for the credit bureaus to register the card and balances and credit limit?! if i wanted to app would i get approved if my citi card is reporting? would i get immediately denied showing a 20% utilization???
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