cancel
Showing results for 
Search instead for 
Did you mean: 

any BOA cli luv lately?

tag
rootpooty
Valued Contributor

any BOA cli luv lately?

Debating on asking for a cli.  have had the 123 card for about 3 years now which started out as a secured card then graduated to 1k limit.  hit the luv button about 18 mos ago increased to 3k.

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: any BOA cli luv lately?

They didn't even give me a CLI when i went unsecured earlier this month. CL is stuck at $300, Which is interesting considering DCU just gave me a $4K unsecured CC.

Message 2 of 10
laz98
Senior Contributor

Re: any BOA cli luv lately?

Last CLI for us was in March.  Not auto.  Don't remember if it was a HP or not.

Message 3 of 10
lhcole77
Valued Contributor

Re: any BOA cli luv lately?


@rootpooty wrote:

Debating on asking for a cli.  have had the 123 card for about 3 years now which started out as a secured card then graduated to 1k limit.  hit the luv button about 18 mos ago increased to 3k.


Got my card in April for $5K. Asked for $15K via online request in June. Countered back with $10K. Called a CA and asked them to reconsider. Got the full $15K.

 

One HP on TU for both increases. Totally worth it.

 

Shoot for the moon if you ask. They seem to counter. And then if you want more they will use same HP for 30 days so you can call in and ask them to reconsider.

Message 4 of 10
Luscher
Valued Contributor

Re: any BOA cli luv lately?

i went from 10k to 17k within 3 months of account opening.
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 5 of 10
rootpooty
Valued Contributor

Re: any BOA cli luv lately?

Anyone have a recon number in case I get denied?
NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 6 of 10
lhcole77
Valued Contributor

Re: any BOA cli luv lately?


@rootpooty wrote:
Anyone have a recon number in case I get denied?
BofA:  866-811-4108  (Credit analyst - existing cardholders)
BofA:  866-618-4585 (Sr Credit Analyst)
Message 7 of 10
Luscher
Valued Contributor

Re: any BOA cli luv lately?

Just hit the luv button again cause I heard they use the same pull within 30 days. and they gave me another 1K. So I am up to 18K within 3 months!
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 8 of 10
Anonymous
Not applicable

Re: any BOA cli luv lately?

and you're sure there was no hit?

 

also, does this work if they countered the first time?

 

-_- that last 100 is killing me


@Luscher wrote:
Just hit the luv button again cause I heard they use the same pull within 30 days. and they gave me another 1K. So I am up to 18K within 3 months!

 

Message 9 of 10
Luscher
Valued Contributor

Re: any BOA cli luv lately?

Yes they counter the first time for me. I asked for 20k, got 17k, now 18k. and I am not 100% on the no hp, but I haven't gotten any alerts yet
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 10 of 10
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.