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Debating on asking for a cli. have had the 123 card for about 3 years now which started out as a secured card then graduated to 1k limit. hit the luv button about 18 mos ago increased to 3k.
They didn't even give me a CLI when i went unsecured earlier this month. CL is stuck at $300, Which is interesting considering DCU just gave me a $4K unsecured CC.
Last CLI for us was in March. Not auto. Don't remember if it was a HP or not.
@rootpooty wrote:Debating on asking for a cli. have had the 123 card for about 3 years now which started out as a secured card then graduated to 1k limit. hit the luv button about 18 mos ago increased to 3k.
Got my card in April for $5K. Asked for $15K via online request in June. Countered back with $10K. Called a CA and asked them to reconsider. Got the full $15K.
One HP on TU for both increases. Totally worth it.
Shoot for the moon if you ask. They seem to counter. And then if you want more they will use same HP for 30 days so you can call in and ask them to reconsider.
@rootpooty wrote:
Anyone have a recon number in case I get denied?
BofA: 866-811-4108 (Credit analyst - existing cardholders)
BofA: 866-618-4585 (Sr Credit Analyst)
and you're sure there was no hit?
also, does this work if they countered the first time?
-_- that last 100 is killing me
@Luscher wrote:
Just hit the luv button again cause I heard they use the same pull within 30 days. and they gave me another 1K. So I am up to 18K within 3 months!