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Frequent Contributor
Posts: 331
Registered: ‎08-27-2012
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any CU similar to nfcu?

Just wondering if there are other CU's I could build credit with as far as cc's go that are fairly easy to get approved for? As of today, eq is 608, TU is around 620, and EX around 600.
Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
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Re: any CU similar to nfcu?

You could try USAA or PSECU.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
Frequent Contributor
Posts: 331
Registered: ‎08-27-2012
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Re: any CU similar to nfcu?

I think I have an account with usaa...I know they sendme offers via email, but I don't think they are preapprovals. What's psecu?
Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
0

Re: any CU similar to nfcu?

I think it is Public Service Something Credit Union. I would google it.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
Frequent Contributor
Posts: 331
Registered: ‎08-27-2012
0

Re: any CU similar to nfcu?

How is usaa with lower scores?
Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
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Re: any CU similar to nfcu?

I don't know much about it but I have read a lot of very satisfied approvals from them on this forum.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
Frequent Contributor
Posts: 331
Registered: ‎08-27-2012
0

Re: any CU similar to nfcu?

Ok, I will do some research through the forums and see if I feel confident enough! Thank you
Community Leader
Valued Contributor
Posts: 2,351
Registered: ‎11-29-2012
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Re: any CU similar to nfcu?

You can try what I did. I called around to the local credit unions and asked them what their requirements were.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 Goal Score:
 625 for now– New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $10k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $500 / Target $400 / PPSC $800 / Texaco $400 (last app 09/29/14)
Established Contributor
Posts: 665
Registered: ‎11-13-2012
0

Re: any CU similar to nfcu?

Psecu is pennsylvania state employees credit union.. You dont have to live in PA to join but they prefer it...I just got a CC form2k with them
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Frequent Contributor
Posts: 331
Registered: ‎08-27-2012
0

Re: any CU similar to nfcu?

What are your scores like?

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