I heard CP Federal CU is pretty easy and bk friendly. I think your score might get approved. recently, I got approved for $15K at 6.25% They pulled EQ.
PSECU doesn't allow anyone live outside PA to join. They change their policy many years ago.
Do I need to be a member first? Btw if it makes a difference I am in Utah.
Yes, you need to be a member first. I applied online. They check chexsystem to open membership. Make sure you don't have any negative on your Chexsystem. They are a very good cu. I joined thru Sams Club membership.