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It's not deceptive - there's no law that says any creditor HAS to report.
It costs the lender money to pay the CRAs to report; who is anyone to tell them how they should spend it? Except maybe shareholders, or taxpayers if they took TARP funds.
@mt2va wrote:Actually it would help me out a lot if it would report as my utilization is a little high right now as we are doing some major remodeling projects.
Also I found out another great benefit on the Medkey card that if you pay the balance in full during any given month they will give you a 10% discount on the amount due.
nice perk!
@ma_fico wrote:It's not deceptive - there's no law that says any creditor HAS to report.
It costs the lender money to pay the CRAs to report; who is anyone to tell them how they should spend it? Except maybe shareholders, or taxpayers if they took TARP funds.
There's no law that says creditors have to report an account when it goes to collections either, but they do. It cost them even more.
Dl wrote: There's no law that says creditors have to report an account when it goes to collections either, but they do. It cost them even more.