any card has 5% for for restaurant all over the year?

[Christina_xyt]

Yes, I know us bank cash plus.. and the old citi some credit card.. and i know discover and freedom has the catogory.. but any other card has 5% cash back or something equivalent of that? rewards?

[SunriseEarth]

The cash back dining cards seem to top out at 3% (Chase AARP, Sam's Club MC).   There are some 2% options (AMEX TE, Chase Sapphire but higher depending on how you use UR points).  

My Sony Card gives 3X points for dining, but that's limited to their Sony Rewards program.  

[SunriseEarth]

Also, at 3%, Santander Bravo and Huntington Voice are options.   Huntington has a limited footprint, unfortunately.  

[Bman70]

Is there any reason you don't want the Cash+, with the option to choose 5% restaurants each quarter?

[Christina_xyt]

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@Bman70 wrote:

Is there any reason you don't want the Cash+, with the option to choose 5% restaurants each quarter?

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Just that it's too difficult to get approved I think?? I feel that i might not be able to get it soon? Not that i don't want to use it. was just trying to see if there's a card easier to get approved.

Like cap 1 quicksilver visa, without the af one.. It's 1.5% Cash back.. but i heard that it's more diffiult to get approved than fidelity amex (which is actually better with 2%).. so i went for fidelity instead..

[YahComb]

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@Bman70 wrote:

Is there any reason you don't want the Cash+, with the option to choose 5% restaurants each quarter?

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Well there is the fact that restaurants and fast food are 2 separate categories, so depending on where you like to go/how much you eat out,  you might need to use up both slots for the full benefit.

[Bman70]

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@Christina_xyt wrote:

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@Bman70 wrote:

Is there any reason you don't want the Cash+, with the option to choose 5% restaurants each quarter?

---

Just that it's too difficult to get approved I think?? I feel that i might not be able to get it soon? Not that i don't want to use it. was just trying to see if there's a card easier to get approved.

Like cap 1 quicksilver visa, without the af one.. It's 1.5% Cash back.. but i heard that it's more diffiult to get approved than fidelity amex (which is actually better with 2%).. so i went for fidelity instead..

---

Congrats on the Fidelity Amex. I see you have the Sallie as well. I haven't tried this yet, but Amazon has many restaurant gift cards. The Sallie might work for those, although it only gives 1% on streaming movies... So I'm thinking gift cards might be 1% as well. I almost always get 10% veteran discount at restaurants, so not too motivated to try the Sallie

[SunriseEarth]

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@Bman70 wrote:

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@Christina_xyt wrote:

---

@Bman70 wrote:

Is there any reason you don't want the Cash+, with the option to choose 5% restaurants each quarter?

---

Just that it's too difficult to get approved I think?? I feel that i might not be able to get it soon? Not that i don't want to use it. was just trying to see if there's a card easier to get approved.

Like cap 1 quicksilver visa, without the af one.. It's 1.5% Cash back.. but i heard that it's more diffiult to get approved than fidelity amex (which is actually better with 2%).. so i went for fidelity instead..

---

Congrats on the Fidelity Amex. I see you have the Sallie as well. I haven't tried this yet, but Amazon has many restaurant gift cards. The Sallie might work for those, although it only gives 1% on streaming movies... So I'm thinking gift cards might be 1% as well. I almost always get 10% veteran discount at restaurants, so not too motivated to try the Sallie

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For that matter, you could use Sallie Mae at a grocery store to get restaurant gift cards.

[Christina_xyt]

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@Bman70 wrote:

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@Christina_xyt wrote:

---

@Bman70 wrote:

Is there any reason you don't want the Cash+, with the option to choose 5% restaurants each quarter?

---

Just that it's too difficult to get approved I think?? I feel that i might not be able to get it soon? Not that i don't want to use it. was just trying to see if there's a card easier to get approved.

Like cap 1 quicksilver visa, without the af one.. It's 1.5% Cash back.. but i heard that it's more diffiult to get approved than fidelity amex (which is actually better with 2%).. so i went for fidelity instead..

---

Congrats on the Fidelity Amex. I see you have the Sallie as well. I haven't tried this yet, but Amazon has many restaurant gift cards. The Sallie might work for those, although it only gives 1% on streaming movies... So I'm thinking gift cards might be 1% as well. I almost always get 10% veteran discount at restaurants, so not too motivated to try the Sallie

---

mmm.. gift card purchase on Amazon can earn 5% too on sallie mae?  i know that i can purchase laptop on amazon using sallie mae for 5% rewards, but i am not quite sure with the gift card..

[Christina_xyt]

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@SunriseEarth wrote:

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@Bman70 wrote:

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@Christina_xyt wrote:

---

@Bman70 wrote:

Is there any reason you don't want the Cash+, with the option to choose 5% restaurants each quarter?

---

Just that it's too difficult to get approved I think?? I feel that i might not be able to get it soon? Not that i don't want to use it. was just trying to see if there's a card easier to get approved.

Like cap 1 quicksilver visa, without the af one.. It's 1.5% Cash back.. but i heard that it's more diffiult to get approved than fidelity amex (which is actually better with 2%).. so i went for fidelity instead..

---

Congrats on the Fidelity Amex. I see you have the Sallie as well. I haven't tried this yet, but Amazon has many restaurant gift cards. The Sallie might work for those, although it only gives 1% on streaming movies... So I'm thinking gift cards might be 1% as well. I almost always get 10% veteran discount at restaurants, so not too motivated to try the Sallie

---

For that matter, you could use Sallie Mae at a grocery store to get restaurant gift cards.

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i never know that i can buy gift cards in a grocery store???