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Contributor
mrldp40
Posts: 75
Registered: ‎03-07-2007
0

Re: any cards out there for a 615 fico eq

im not able to do a secured card right now cash is tight thanks

eq 473 ex 484 tu 465 as of 8 22 14
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: any cards out there for a 615 fico eq


mrldp40 wrote:

im not able to do a secured card right now cash is tight thanks


sorry to hear. things will get better. 

 

where area you getting the 615 score? 

Unfortunately only store cards or some gas stations cards will take on a person with a low limit. with a 615 ime. but you can try whogavemecredit to see if maybe someone else had better luck. 

 

i wish the best for you. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Contributor
mrldp40
Posts: 75
Registered: ‎03-07-2007
0

Re: any cards out there for a 615 fico eq

my fico scorewatch    thanks for your help i may try a store card or gas card

eq 473 ex 484 tu 465 as of 8 22 14
Established Contributor
tennisfan78
Posts: 630
Registered: ‎09-18-2011
0

Re: any cards out there for a 615 fico eq


creditnocash wrote:

i would try a secured cc. 

 

if you have the cash to put down 1k + it would be really benificial later on. 

 

if i knew about secured cards a few years ago i would have just done that instead of taking on litterally dozens of inquries and being denied for lack of revolving accounts. 

 

then again i didnt know the difference between a  chase sapphire and a cap one plat or an amex at that point. 


I would agree with this. Even if you can start with $500 ($1000 is  better)secure credit card , it will help you a lot once it gets unsecured in the future!

 


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Contributor
mrldp40
Posts: 75
Registered: ‎03-07-2007
0

Re: any cards out there for a 615 fico eq

thank u

eq 473 ex 484 tu 465 as of 8 22 14
Valued Contributor
rootpooty
Posts: 1,772
Registered: ‎10-28-2011
0

Re: any cards out there for a 615 fico eq

Do you have any open tradelines reporting right now that are possitive?

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Contributor
mrldp40
Posts: 75
Registered: ‎03-07-2007
0

Re: any cards out there for a 615 fico eq

no i have a positive closed account  from carecredit    1000 limit    2 baddies

eq 473 ex 484 tu 465 as of 8 22 14
Valued Contributor
rootpooty
Posts: 1,772
Registered: ‎10-28-2011
0

Re: any cards out there for a 615 fico eq

your best bet is to start off with a couple secured cards and take care of those 2 baddies in the mean time.  in a year from now you will be in a much better situation

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Contributor
mrldp40
Posts: 75
Registered: ‎03-07-2007
0

Re: any cards out there for a 615 fico eq

thanks

eq 473 ex 484 tu 465 as of 8 22 14
Valued Member
mpswirl
Posts: 49
Registered: ‎10-18-2012
0

Re: any cards out there for a 615 fico eq

Just make sure you choose one that you think might give you a line of credit like stated about check out whogavemecredit web because after you apply your points will go down a few points at first. Good luck things will get better just follow these guys on this forum and you can't go wrong
ex 669 tu 689 eq 658
these scores are a few months old
goal 700 club

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