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Contributor
Posts: 82
Registered: ‎03-07-2007
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any cards out there for a 615 fico eq

thanks

eq 505 ex 524 tu 540 as of 2 12 2015
Frequent Contributor
Posts: 351
Registered: ‎11-11-2012
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Re: any cards out there for a 615 fico eq

Old Navy Credit Card

 

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 619 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Frequent Contributor
Posts: 351
Registered: ‎11-11-2012
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Re: any cards out there for a 615 fico eq

Capital One® Classic Platinum Credit Card

 

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 622 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

 


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Frequent Contributor
Posts: 351
Registered: ‎11-11-2012
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Re: any cards out there for a 615 fico eq

Wal-Mart® Credit Card

 

 

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 620 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Contributor
Posts: 82
Registered: ‎03-07-2007
0

Re: any cards out there for a 615 fico eq

thanks but have bad history with cap 1  and g e money

eq 505 ex 524 tu 540 as of 2 12 2015
Frequent Contributor
Posts: 351
Registered: ‎11-11-2012
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Re: any cards out there for a 615 fico eq

Hooters MasterCard

 

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. The recommendation made by the card issuer is broad, currently between 600-695.

 


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Established Contributor
Posts: 697
Registered: ‎03-16-2012
0

Re: any cards out there for a 615 fico eq

[ Edited ]

mrldp40 wrote:

thanks but have bad history with cap 1  and g e money


 I don't think they black list.... you can try for walmart and cap one rebuilder....


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Contributor
Posts: 82
Registered: ‎03-07-2007
0

Re: any cards out there for a 615 fico eq

ok thanks

eq 505 ex 524 tu 540 as of 2 12 2015
Super Contributor
Posts: 5,735
Registered: ‎05-23-2009
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Re: any cards out there for a 615 fico eq

Jared Jewelers

 

 

Ron.

Valued Contributor
Posts: 2,266
Registered: ‎07-23-2012
0

Re: any cards out there for a 615 fico eq

i would try a secured cc. 

 

if you have the cash to put down 1k + it would be really benificial later on. 

 

if i knew about secured cards a few years ago i would have just done that instead of taking on litterally dozens of inquries and being denied for lack of revolving accounts. 

 

then again i didnt know the difference between a  chase sapphire and a cap one plat or an amex at that point. 

Current: Discover Fico 701 3/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 5 TU 1 EX 1 | Most Recent: 03/23/2015
Over 12 Months:6


2014 Goals:
Lower Utility
15% right now, but going up soon :smileysad:
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$6400
Citi Diamond Preferred$6000
Citizens Mastercard$7000
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