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any experience with Bank of America giving APR reductions?

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Agent86
New Contributor

any experience with Bank of America giving APR reductions?

recently got CLI from them (16 to 20k)

currently have my lowest APR on this card  (13.24%)

just paid off this card in full; have a credit balance of $0.08

would like to reduce APR to around 10% or below

anyone have luck getting such a request granted?

Citi Platinum Dividend $34,600 line, 14.2%%
Bank of America Platinum Rewards, $85,000 line, 13.99%
Discover It $50,000 line, 20.9%
Amex Blue Cash Preferred $18,000 line, 9.99%
Capital One Venture One, $8,500 line, 20.9%
Amex Hilton Honors $25,000 line, 17.24%

Amex Delta Platinum, 20,000 line, 22.99%
Belk store card, $124 line, 15%, $0 balance on all cards
Message 1 of 4
3 REPLIES 3
Smug
Established Contributor

Re: any experience with Bank of America giving APR reductions?

They dropped mine for me,....
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Message 2 of 4
resilient
Established Contributor

Re: any experience with Bank of America giving APR reductions?

they dropped both of mine for me too.....2 percentage points on both....hadn't even had the cards for a year yet. one is now 17.99% and the other is 18.99%. Still high, but I'm on 0% still until the end of the first quarter of next year.

Amex Platinum Amex PRG Amex Hilton Surpass ($7k) Citi AAdvantage WEMC ($20k) Citi Hilton Honors VS ($6.8k) Dillard's Amex ($7.5k) Discover it ($6.5k) FNBO Chrysler MC ($30k) Military Star Card ($4.8k) Nordstrom VS ($25k) PenFed Power Cash Rewards VS ($20.5k) Ritz-Carlton VI ($54.5k) Starwood Preferred Guest Amex ($10k) Susan G. Komen WMC ($38k) Kinetic CU Visa ($10k) US Bank Cash + VS ($16k) Sears MC ($6k) USAA Limitless VS ($15k) Walmart MC ($7.5k) AAdvantage Aviator Silver WEMC ($11.3k)
Message 3 of 4
coolerscouter
Member

Re: any experience with Bank of America giving APR reductions?

They dropped mine too, all I had to do was call and ask.

Message 4 of 4
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