jmbfl wrote:You already ate the hard inquiry - you might as well ask for the card, or anything else you might want for matter. It wont cost you anything more except maybe a few minutes. Be square with them and don't ask for too much too soon. Depending on your income, I would ask for the rewards card with a $5K CL, get a foot in the door, then request a CLI in two months. The CLI request will not cost you another hard inq. That's the program I'm on. So far so good.