05-13-2012 07:10 PM
through the end of the month, REI is offering something like a $100 gift certificate for approved REI Visa applicants
thinking of pull the trigger here, as I buy a lot of outdoorsy stuff -- camp stoves, sleeping bags, etc
just trying to get a sense of how choosey these guys are: I have one chargeoff from 2008 (since paid) and a 120 DPD on a student loan (from 2008 also). My latest TU FICO is 719, but my Equifax is much, much lower
also, I want to apply for AmEx BCP in November... don't want to waste an inquiry on this outfit unless I have better than 70/30 odds
05-13-2012 07:43 PM
the REI Visa is through US Bank and they can be conservative and sensitive to derogs. Here in CA they pull EQ so if your EQ score is not at least above 700 I wouldn't bother. They are good with recons though if you are able to state your case with them.