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Regular Contributor
Posts: 132
Registered: ‎11-14-2011
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anyone get email promo to app Blue Cash Everyday?

I got an email from AmEx -- a "limited time offer" to app for BCE and get $100 back for spending a grand in three months.

 

Anyone get this? Approval chances with a 700-ish FICO and a couple of recalcitrant chargeoffs from 2008? If accepted through this promo, can I upgrade to BCP in 6 months?


Starting Score: 653 (11/1/2011 TransUnion)
Current Score: 719 (5/3/2012 TransUnion) 572 (3/21/2012 Equifax) 762 (4/14/12 VantageScore)
Goal Score: 700


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Established Contributor
Posts: 803
Registered: ‎05-16-2012
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Re: anyone get email promo to app Blue Cash Everyday?

I received the same email this morning.

100% Ficos: EX 773 , TU 772, EQ 771 Inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-2/0/0~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $11,000~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $19,400~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Frequent Contributor
Posts: 470
Registered: ‎08-14-2012
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Re: anyone get email promo to app Blue Cash Everyday?


hateAshbury wrote:

I got an email from AmEx -- a "limited time offer" to app for BCE and get $100 back for spending a grand in three months.

 

Anyone get this? Approval chances with a 700-ish FICO and a couple of recalcitrant chargeoffs from 2008? If accepted through this promo, can I upgrade to BCP in 6 months?


No, you will have to wait a year to upgrade due to the CARD act.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
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Re: anyone get email promo to app Blue Cash Everyday?


hateAshbury wrote:

I got an email from AmEx -- a "limited time offer" to app for BCE and get $100 back for spending a grand in three months.

 

Anyone get this? Approval chances with a 700-ish FICO and a couple of recalcitrant chargeoffs from 2008? If accepted through this promo, can I upgrade to BCP in 6 months?


It's funny because I received the same email this morning about an hour or so before I received my approval email for the Zync card that I applied for this morning.  I almost pulled the trigger after I was approved for the Zync. LOL.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Posts: 184
Registered: ‎07-08-2012
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Re: anyone get email promo to app Blue Cash Everyday?

It's a generic offer they send to everyone that signed up to receive offers from Amex. , I got the same email today as well & I was approved fir the BCP a few days ago. 

@MsLady- if you rnded up apping fir the BCE it would've been 1 HP since you just got approved for the Zync. bTW, congrats on your new card!

Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755
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Registered: ‎03-14-2012
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Re: anyone get email promo to app Blue Cash Everyday?


LilNYC wrote:

It's a generic offer they send to everyone that signed up to receive offers from Amex. , I got the same email today as well & I was approved fir the BCP a few days ago. 

@MsLady- if you rnded up apping fir the BCE it would've been 1 HP since you just got approved for the Zync. bTW, congrats on your new card!


Thanks. Would it still be 1 HP if I did it today or has that ship sailed?



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Frequent Contributor
Posts: 471
Registered: ‎03-29-2011
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Re: anyone get email promo to app Blue Cash Everyday?

That ship has probably sailed. It wasn't guaranteed that it would have only been a single HP either, since one card is a charge card and the other a credit card.

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Posts: 2,829
Registered: ‎03-14-2012
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Re: anyone get email promo to app Blue Cash Everyday?


OhioCPA wrote:

That ship has probably sailed. It wasn't guaranteed that it would have only been a single HP either, since one card is a charge card and the other a credit card.


Ah yes. You're right. Two different products. Thanks!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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