Reply
Valued Contributor
rootpooty
Posts: 1,711
Registered: ‎10-28-2011

anyone have amazon backdoor #?

besides the numbers listed on this forum,  does anyone have a number to underwriting that have the power to overide the almighty computer decision?  I have had walmart and amazon for exactly one year now started with 700 on walmart and got it increased to 1450 via recon on phone but the numbers i have called for amazon just do the same thing as hitting the luv button online.  Would like to get an increase for the holidays.  thanks

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 3k | BOFA 123 3k |
Chase Freedom 1.5k | Amazon 1800 | Walmart 1450 | Buckle 300

On the prowl for Chase Sapphire Preferred!
Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012

Re: anyone have amazon backdoor #?

GE Credit Solutions is the BD# for GE-backed cards.

Valued Contributor
rootpooty
Posts: 1,711
Registered: ‎10-28-2011

Re: anyone have amazon backdoor #?


FinStar wrote:

GE Credit Solutions is the BD# for GE-backed cards.


can they overide computer decision or is strickly computer decision?

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 3k | BOFA 123 3k |
Chase Freedom 1.5k | Amazon 1800 | Walmart 1450 | Buckle 300

On the prowl for Chase Sapphire Preferred!
Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012

Re: anyone have amazon backdoor #?

It depends, are you referring to a CLI?

Valued Contributor
rootpooty
Posts: 1,711
Registered: ‎10-28-2011

Re: anyone have amazon backdoor #?


FinStar wrote:

It depends, are you referring to a CLI?


yes every increase i have requested every 4 mos has been denied online and one time phone call

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 3k | BOFA 123 3k |
Chase Freedom 1.5k | Amazon 1800 | Walmart 1450 | Buckle 300

On the prowl for Chase Sapphire Preferred!
Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012

Re: anyone have amazon backdoor #?

Yes, they can override most system decisions since they will likely review/pull a "fresher" CR (SP).  However, if your account is not deemed elegible for the CLI even by the Credit Solutions team, then it is what it is.  Hopefully, you will be able to qualify so your accounts are ready for the upcoming holidays.  Best of luck!

 

Btw, Lexie is the pro with the GE Credit Solutions team... she has the # programmed on her iPhone :robotvery-happy:

Community Leader
Valued Contributor
starry1
Posts: 2,068
Registered: ‎11-29-2012

Re: anyone have amazon backdoor #?


FinStar wrote:

Yes, they can override most system decisions since they will likely review/pull a "fresher" CR (SP).  However, if your account is not deemed elegible for the CLI even by the Credit Solutions team, then it is what it is.  Hopefully, you will be able to qualify so your accounts are ready for the upcoming holidays.  Best of luck!

 

Btw, Lexie is the pro with the GE Credit Solutions team... she has the # programmed on her iPhone :robotvery-happy:


Haha!


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 6/2614 TU 624; EQ 635; EX 610
Goal Score:  625 for now– New goal 675

Cap1 sec $700 (SD) / FP $300 (closed) / Fingerhut $1300 / nRewards $2.5k / cashRewards $1.5k / NavChek $2.5k
Amazon $1.7k / Walmart $1k / Von Maur $200 /Firestone $1.2k (last app 10/08/13)
Valued Contributor
rootpooty
Posts: 1,711
Registered: ‎10-28-2011

Re: anyone have amazon backdoor #?

hopefully she chimes in thanks

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 3k | BOFA 123 3k |
Chase Freedom 1.5k | Amazon 1800 | Walmart 1450 | Buckle 300

On the prowl for Chase Sapphire Preferred!
Moderator
09Lexie
Posts: 24,389
Registered: ‎09-13-2012

Re: anyone have amazon backdoor #?

Ask and you shall receive.

When you receive their denial letters, what reasons are listed?
When was the last time you called for a recon?
What's your util/ usage like?
Valued Contributor
rootpooty
Posts: 1,711
Registered: ‎10-28-2011

Re: anyone have amazon backdoor #?


09Lexie wrote:
Ask and you shall receive.

When you receive their denial letters, what reasons are listed?
When was the last time you called for a recon?
What's your util/ usage like?

denials are length of time accounts have been established and accounts with balances

i have never called for a recon,  the one number i found cant remember where the CSR submitted the request for me (roughly 4 mos ago) it was denied and she said she could not over ride the decision.

 

util is about 20% and have been using walmart and amazon cards heavily and pif each statement on amazon and walmart i carried a balance during a zero percent promo they had and they still gave me an increase.

 

all my accounts are 2 years old except walmart and amazon

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 3k | BOFA 123 3k |
Chase Freedom 1.5k | Amazon 1800 | Walmart 1450 | Buckle 300

On the prowl for Chase Sapphire Preferred!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+