anyony had this interesing amex zync approval ?

[Anonymous]

hi , just applied for the amex zync online and got this interesting respond online that they are not able to approve me for the regular amex zync card however i have the 2 offers options to choose one first option offer a amex zync card with a 500$ spending limit but i need to enrol it to a auto pay linked to checking account plus a 10$ credit on my first statement or second option 200$ spending limit with no auto pay linked i picked the first offer and was instant approved anyone had this experience with amex ? will my spending limit ever increase ? how is the bestway to use the card not to get bumped into a FR?

[tsquad131]

a couple of members have posted that as their approval usually its because of low scores of the reason stating that

[minerva]

Yep i have the same deal on my card, a CSR explained to me that after 6 months of monitoring your spending habit's your card becomes eligible to have the limit increased or removed all together. i didnt ask if there was a magic formula for getting it removed, but i just pay my balance off at the end of the week.

[Wolf3]

I assume autopay takes the fulll payment from your checking account on or before due day.   You have to be sure you have enough in checking. 

[Anonymous]

Just another way to make sure your spending is under control in my opinion a good thing for those new to credit. 

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@Wolf3 wrote:

I assume autopay takes the fulll payment from your checking account on or before due day.   You have to be sure you have enough in checking. 

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