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dominow
Posts: 93
Registered: ‎02-03-2014
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app citi m/c diamond preferred thru credit.com

[ Edited ]

more confused than ever. credit.com has me at 777. but citi only gave me 3k. how soon to ask for cli?

Valued Contributor
gdale6
Posts: 9,682
Registered: ‎12-13-2013
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Re: app citi m/c diamond preferred thru credit.com

Congrats on the new card, I dont deal with Citi cant help you on it :smileyhappy:

EX Cred Ses 12/14: 796 ; EX Fico 04 V2 06/14: 775; EX Fico 08 07/14 778 ; EX Fico 08 BC 12/14: 858
EQ Fico 05/14 781 ; EQ MPM 12/14: 750
TU Fico 8 12/14: 719; TU MPM 06/14 706
Valued Contributor
Swapmeet
Posts: 1,569
Registered: ‎11-10-2012
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Re: app citi m/c diamond preferred thru credit.com

I'd say six months, but I just started my relationship with them last month.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
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09Lexie
Posts: 26,630
Registered: ‎09-13-2012
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Re: app citi m/c diamond preferred thru credit.com

I would suggest waiting at a min 3 mos so they can see your pyt history; 6 mos is probably best. 

Senior Contributor
score_building
Posts: 3,578
Registered: ‎01-10-2008
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Re: app citi m/c diamond preferred thru credit.com

Congrats! Unless can negotiate something at activation, Citi requires 6 months between CLI requests. The credit.com score is a FAKO and the CL assignment is based on several other factors such as income, current limits, etc.

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Established Contributor
CreditUnionFan
Posts: 678
Registered: ‎10-07-2013
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Re: app citi m/c diamond preferred thru credit.com


dominow wrote:

more confused than ever. credit.com has me at 777. but citi only gave me 3k. how soon to ask for cli?


If there is a BACKDOOR or RECON number in the forums for Citi, you could try asking for the higher limit since you just applied for the card.

 

Otherwise, Citi does require six months between CLIs. Last year I had a CSR suggest three months, but the letter I received back clearly stated six months needed to pass.  I don't know if it's six months from the CLI (like Amex), or six statements (like GECRB would do), but now you know when to call.

I was going to garden... Honest!
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dominow
Posts: 93
Registered: ‎02-03-2014
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Re: app citi m/c diamond preferred thru credit.com

thanks to all!


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