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app citi m/c diamond preferred thru credit.com

New Contributor

app citi m/c diamond preferred thru credit.com

more confused than ever. credit.com has me at 777. but citi only gave me 3k. how soon to ask for cli?

6 REPLIES
Moderator

Re: app citi m/c diamond preferred thru credit.com

Congrats on the new card, I dont deal with Citi cant help you on it Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Valued Contributor

Re: app citi m/c diamond preferred thru credit.com

I'd say six months, but I just started my relationship with them last month.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Moderator Emerita

Re: app citi m/c diamond preferred thru credit.com

I would suggest waiting at a min 3 mos so they can see your pyt history; 6 mos is probably best. 

Senior Contributor

Re: app citi m/c diamond preferred thru credit.com

Congrats! Unless can negotiate something at activation, Citi requires 6 months between CLI requests. The credit.com score is a FAKO and the CL assignment is based on several other factors such as income, current limits, etc.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Valued Contributor

Re: app citi m/c diamond preferred thru credit.com


dominow wrote:

more confused than ever. credit.com has me at 777. but citi only gave me 3k. how soon to ask for cli?


If there is a BACKDOOR or RECON number in the forums for Citi, you could try asking for the higher limit since you just applied for the card.

 

Otherwise, Citi does require six months between CLIs. Last year I had a CSR suggest three months, but the letter I received back clearly stated six months needed to pass.  I don't know if it's six months from the CLI (like Amex), or six statements (like GECRB would do), but now you know when to call.

I was going to garden... Honest!
New Contributor

Re: app citi m/c diamond preferred thru credit.com

thanks to all!