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Regular Contributor
Madman94044
Posts: 142
Registered: ‎07-01-2012

app'd for Chase United Explorer Visa...pending

What do you think my chances are?
Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: app'd for Chase United Explorer Visa...pending

What's your util, AAoA? Any baddies on your file?

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Regular Contributor
Madman94044
Posts: 142
Registered: ‎07-01-2012

Re: app'd for Chase United Explorer Visa...pending

Util is less than 7%
AAoA 7 years
Negative: cap1 CO from 2006 shows paid in full
Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
Valued Contributor
afbar1114
Posts: 2,177
Registered: ‎01-09-2012

Re: app'd for Chase United Explorer Visa...pending

If it helps i just got it with a $5k CL 1 baddie AAoA about 2-3 years. scores 640-660 at the time UTL around 50% but i had a Chase credit card for about a year and i do have a checking and savings. i also got a CSP about 5 days later $5k limit both visa signature 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Regular Contributor
Madman94044
Posts: 142
Registered: ‎07-01-2012

Re: app'd for Chase United Explorer Visa...pending

Called backdoor # denied for prior Chase CO, asked for recon. Put on hold. Approved for 5k! !

Lovin Chase.
Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: app'd for Chase United Explorer Visa...pending

How old was your prior Chase CO and was it paid?  Was it part of a BK?



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: app'd for Chase United Explorer Visa...pending

Congrats on the successful recon, nice CL!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Regular Contributor
Madman94044
Posts: 142
Registered: ‎07-01-2012

Re: app'd for Chase United Explorer Visa...pending

CO was from '06 settled with CA.. no longer showing on reports and ive never gone bankrupt.

Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: app'd for Chase United Explorer Visa...pending


Madman94044 wrote:
CO was from '06 settled with CA.. no longer showing on reports and ive never gone bankrupt.


Thanks for the info.  Ive never had a BK either.  Thought that others may benefit from the extra info so thanks for supplying it :smileyhappy:



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge

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