app for CSP?

[migliogiorni]

Having my eye on the CSP not sure I would be able to get it.  Stats are

EQ: 723

Inqs: 11

AAOA: 2 yrs

Highest CL 3.5k

50k income, what yall think?heh

[_jb_]

Chase likes to see a $5k LOC for greater than 6 months, prior to giving a $5k LOC. How long have you had the $3.5k card? Maybe ask for a CLI on that card first, and try to get it above $5k. I don't know how Inq. sensitive Chase is, but they make take the 11 into account as well. Score and income are def. good enough. Something to think about...

Also, they might deny you for being a Dallas fan.

[migliogiorni]

10 mo's. have a freedom for 8, was hoping they'd take history into consideration.  might have to wait and let all them inq's falloff...

[FocusedAndDetermined]

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@migliogiorni wrote:

10 mo's. have a freedom for 8, was hoping they'd take history into consideration.  might have to wait and let all them inq's falloff...

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Sounds like a plan.  From what I've gleaned from here, Chase is rather inquiry sensitive. 

[enharu]

i would ask for a CLI increase right now.

then wait a few months for inquiries to fall off, or at least become >12 months. at the same time your history with chase will be longer.

and after that it's almost guaranteed you will be approved if everything looks like what it is right now + longer history.

[webhopper]

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@migliogiorni wrote:

Having my eye on the CSP not sure I would be able to get it.  Stats are

EQ: 723

Inqs: 11

AAOA: 2 yrs

Highest CL 3.5k

50k income, what yall think?heh

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In my opinion you should garden for 6 months to 1 year and allow those inquiries to age off.  If most / all of the inquiries you have were mortgage or auto loan related, you may have a shot at recon.