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app for chase 7 - 10 day message who do i call?

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twist7d7
Regular Contributor

Re: app for chase 7 - 10 day message who do i call?

i think im going to recon once a day until i get it

AMEX PRG (NPSL) Lowes (10k) CSP (7.2k) AMEX BCE (6k) Cap1 QS (3.5k) Citi DC (2.6K) BofA (2.5K)M&T Bank visa (2k) Discover iT (1800) Slate (1k)
Age: 22 Scores ~710 across the board
Future Cards Sallie Mae, US Bank Cash+, Freedom
Goal increase CLs by 20k in 2015
Message 21 of 26
johnpalley
Established Contributor

Re: app for chase 7 - 10 day message who do i call?


@twist7d7 wrote:

i think im going to recon once a day until i get it


screw it why not lol. if it was me id prob stop at 5. im applying with chase in june. im prob gonna have to go through the same thing i got 2 unpaid charge offs from 8 years ago with them

Message 22 of 26
twist7d7
Regular Contributor

Re: app for chase 7 - 10 day message who do i call?

good luck to you! Im also writing a letter to there office. 

AMEX PRG (NPSL) Lowes (10k) CSP (7.2k) AMEX BCE (6k) Cap1 QS (3.5k) Citi DC (2.6K) BofA (2.5K)M&T Bank visa (2k) Discover iT (1800) Slate (1k)
Age: 22 Scores ~710 across the board
Future Cards Sallie Mae, US Bank Cash+, Freedom
Goal increase CLs by 20k in 2015
Message 23 of 26
B335is
Moderator Emeritus

Re: app for chase 7 - 10 day message who do i call?

Myjourneys talking points are spot on. You dont have anything negative on your CR and yes 5 inq may seem high but you're trying to establish solid long term relationships early on Smiley Happy

Goodluck, I hope you get it.
Message 24 of 26
DarkMoonLily
Frequent Contributor

Re: app for chase 7 - 10 day message who do i call?

Good luck! 



2019 Goals: Garden and Clean up Credit Reports!!!
2020 Goals: Get a Secured Card and Auto Loan.
Message 25 of 26
takeshi74
Senior Contributor

Re: app for chase 7 - 10 day message who do i call?


@twist7d7 wrote:

is there any number i can call to rush the decision? maybe recon? 


Thee's a sticky for that:

http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/m-p/408066

 


@twist7d7 wrote:

just called the were ok with the inqueries this time now its just short history.


As KennyRS said, inquiries are often cited as the main reason for thin files.  A thicker file with the same number of inquiries could be just fine.  I and others have certainly had approvals with 5 and even more HP's.  You can recon but you really just need to put in the time and responsible use of your credit to build positive history and AAoA.

Message 26 of 26
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