11-18-2012 03:44 AM
11-18-2012 06:47 AM
11-18-2012 08:51 AM
How many cards you need ? Do you know if you apps them all at one days ?? Creditor might not be able to see the recent inquiry. So if its a long term then there shouldnt be any problem. Some creditor like Amex or Discover sometime pull different CB to approved.To be honest with you, Your change getting the cards you want on your list pretty high......But if you plan apps for some cards then garden then i suggest you do them all at once so they all aged and heal at the same time.
With credit score closed to 700, you pretty get approved for some decent cards. The only thing is you probably get some ""toys "" limit. But if you only want to get some high limit cards then i suggest you wait a lil bit till your score get up higher than 700 and the collection account shuold be closed to drop off soon. Then your change should be higher than its right now.
Good luck with your spree and keep us updated.
11-18-2012 10:38 AM
11-18-2012 10:51 AM
11-18-2012 10:52 AM
11-18-2012 11:52 AM
11-18-2012 12:02 PM
Well after my success with NFCU and my new limit will get reported on Monday there are a few cards I'm targeting. There's only one problem they all pull TU! BOFA to unsecure my secured card, chase freedom, amazon, and Walmart. I really like Barclay's ring card but there is no way I can pull off 5 inquiries and be successful. At the moment I don't feel I qualify for discover or Citi with my one year AAOA and I don't quite think I really need a charge card from amex but haven't really looked into it.
I do have one unpaid derogatory from 2006 amount is 200 for a utility bill that falls off in about 5-6 mos. This I believe would keep me from discover or Citi maybe most likely chase too but I'm going to try.
I may have to recon chase and boa.
Any suggestions? Scores are in my sig
re BofA, they recently pulled EX, not TU, for me (hawaii)
11-18-2012 12:16 PM
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