Credit Cards

[rootpooty]

Well after my success with NFCU and my new limit will get reported on Monday there are a few cards I'm targeting. There's only one problem they all pull TU! BOFA to unsecure my secured card, chase freedom, amazon, and Walmart. I really like Barclay's ring card but there is no way I can pull off 5 inquiries and be successful. At the moment I don't feel I qualify for discover or Citi with my one year AAOA and I don't quite think I really need a charge card from amex but haven't really looked into it.

I do have one unpaid derogatory from 2006 amount is 200 for a utility bill that falls off in about 5-6 mos. This I believe would keep me from discover or Citi maybe most likely chase too but I'm going to try.

I may have to recon chase and boa.

Any suggestions? Scores are in my sig

[webhopper]

Why not get chase amazon instead of freedom and amazon?

[nicholasyud]

How many cards you need ? Do you know if you apps them all at one days ?? Creditor might not be able to see the recent inquiry. So if its a long term then there shouldnt be any problem. Some creditor like Amex or Discover sometime pull different CB to approved.To be honest with you, Your change getting the cards you want on your list pretty high......But if you plan apps for some cards then garden then i suggest you do them all at once so they all aged and heal at the same time.

With credit score closed to 700, you pretty get approved for some decent cards. The only thing is you probably get some ""toys "" limit. But if you only want to get some high limit cards then i suggest you wait a lil bit till your score get up higher than 700 and the collection account shuold be closed to drop off soon. Then your change should be higher than its right now.

Good luck with your spree and keep us updated.

[rootpooty]

Web what's the chase amazon? I know you have it that's why I ask. I believe GE would give me an initial higher limit than chase and seems more lenient towards cli's

[webhopper]

Chase amazon gives you 1 pt for every dollar on everything. 2 pts for everydollar on gas, restaurant and drugstore, and 3 pts on amazon purchases.

Mine came with a great limit. I also got a BT offer recently. 12 months no interest, 1 percent BT fee.

Most of my retail purchases are on amazon so I like it! No rotating catagories to keep track of. Sure it isn't the "best" rewards card, but it suits my needs since I'm not a fan of citi. Forward is a good card if you like citi

[webhopper]

3000 pts is equivalent to 30 dollars. You can do cash back, statement credit, or pay with points at amazon.

[Duncanrr]

Plus they have a black version of the card that looks sweet!

[Imua]

---

rootpooty wrote:
Well after my success with NFCU and my new limit will get reported on Monday there are a few cards I'm targeting. There's only one problem they all pull TU! BOFA to unsecure my secured card, chase freedom, amazon, and Walmart. I really like Barclay's ring card but there is no way I can pull off 5 inquiries and be successful. At the moment I don't feel I qualify for discover or Citi with my one year AAOA and I don't quite think I really need a charge card from amex but haven't really looked into it.

I do have one unpaid derogatory from 2006 amount is 200 for a utility bill that falls off in about 5-6 mos. This I believe would keep me from discover or Citi maybe most likely chase too but I'm going to try.

I may have to recon chase and boa.

Any suggestions? Scores are in my sig

---

re BofA, they recently  pulled EX, not TU, for me (hawaii)

[rootpooty]

BOFA did pull ex on initial app but I do believe they pull tu to unsecure account. It would be better if they did pull ex

[Yankeefan]

OP, where are located? I'm in CA and chase pulled EX.