04-02-2013 03:51 AM
04-02-2013 04:02 AM - edited 04-02-2013 04:03 AM
You'll have to reapply for that specific card, but I don't believe it will be a new hard pull as they use the same report from the last x amount of days.
Also, why are you apping monthly? I believe they tell you to wait at least 6 months for a new app, otherwise it's almost a guaranteed decline.
04-02-2013 07:04 AM
04-02-2013 07:52 AM
Congratulations, did he give any way that you can later convert? (Because this card doesn't have the benefits you want).
Also, you said you apply monthly. Did your score change between last time and this? If not, that MIGHT be a data point that BSP is easier to get than BCP..
04-02-2013 07:58 AM
04-02-2013 08:01 AM
I did the same thing, but applied for the Blue and wanted the BCE card. Called, one rep said no, called again and the lady said no problem and even gave me the intro rates. You could probably try calling again?
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