04-02-2013 03:51 AM
04-02-2013 04:02 AM - edited 04-02-2013 04:03 AM
You'll have to reapply for that specific card, but I don't believe it will be a new hard pull as they use the same report from the last x amount of days.
Also, why are you apping monthly? I believe they tell you to wait at least 6 months for a new app, otherwise it's almost a guaranteed decline.
04-02-2013 07:04 AM
04-02-2013 07:52 AM
Congratulations, did he give any way that you can later convert? (Because this card doesn't have the benefits you want).
Also, you said you apply monthly. Did your score change between last time and this? If not, that MIGHT be a data point that BSP is easier to get than BCP..
04-02-2013 07:58 AM
04-02-2013 08:01 AM
I did the same thing, but applied for the Blue and wanted the BCE card. Called, one rep said no, called again and the lady said no problem and even gave me the intro rates. You could probably try calling again?
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.