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Personally, I think your scores, OP, will get you more acceptances than denials. Pick the appliance you want and start there. I will add (for confidence) that both Sears and Home Depot approved me for new credit cards WHILE our debt management plan was still in repayment. Sears gave us a $2400 credit line (enough for new double oven and great refrigerator--both needed--and most recently a fancy new washer & drier--all paid off) and Home Depot gave us a $1200 (now $1700) credit line.
Haven't ever tried for Lowes, but the Home Depot is around the corner, so it's the preference.
Good luck!
Hi carlosg,
I've noticed in several places you're having trouble posting. If you're using IE9 as your browser there is an ongoing problem with that and it's being worked on. If possible you might use another browser or switch to "Compatiblity View" in IE9 and see it that helps.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
--and for those (like me) with no idea where to find "Compatibility View", it appears to be a tiny diagram of a tiny blue page torn in tiny halves on your Address Bar. Of course, as a happy Mac + Firefox user, I don't know where the Address Bar is, either. Maybe the window where the URL appears? --although that seems far too obvious for Windows.
@haulingthescoreup wrote:--and for those (like me) with no idea where to find "Compatibility View", it appears to be a tiny diagram of a tiny blue page torn in tiny halves on your Address Bar. Of course, as a happy Mac + Firefox user, I don't know where the Address Bar is, either. Maybe the window where the URL appears? --although that seems far too obvious for Windows.
IE8 also has that feature. From time to time while here on the forums IE8 will switch to Compatability View and give me an automatic message. In IE8 you can find go to the "Tools" pull down menu to adjust Compatibility View settings.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
@MarineVietVet wrote:Hi carlosg,
I've noticed in several places you're having trouble posting. If you're using IE9 as your browser there is an ongoing problem with that and it's being worked on. If possible you might use another browser or switch to "Compatiblity View" in IE9 and see it that helps.
IE9 is having a lot of issues with sites today. I work in IT, and Firefox 3.6 has been a lot smoother to 4.0 than IE8 to IE9. I believe myFICO can put in a temporary header that kicks IE9 into compatibility mode.
@laz98 wrote:
@vish1 wrote:
I will put them in the following order (easiest to hardest):
Sears HSBC
Lowes GEMB
Citi (HD/Sears)
I don't think any of the above lenders pull TU.
really, citi's sears card (sears' citi card???) is the hardest to get? that's kind of cool, my gf got one recently
I feel citi is anyday more difficult to get than GEMB or HSBC.
I applied at HomeDepot over the weekend. I don't know which report they pulled but I was given a $4000 CL and it was through Citibank.
Thanks for the info!