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ok so some one opened a cc in my name in 07 which it became a charge off in 2007 but long story short i have disputed it and had success in 2011 with 1 csr but the company says since my name and an address that i lived at in 2002which was years b4 this account was opened its verified on 2 of my csr now i notice 1 csr reports charg off 2007 the other reports chorge off 2009 how is this possible and should i just get or can i still get a police report and send my drivers license with my address since 2003 to current and social or how should i handle this please help
yea i did but i only do online disputes i dont really know how to do mail disputes but it just have a list to choose from n i pick not my account but it was deleted from 1 and remains on the other 2
on top of that 1 bureau reports co as 2009 and the other has correct 2007 so im lost for words
i need to find out what or how to do mail dispute because my drivers license and reipts from mva and a few old car repairs have my address on them and the number they said i used to do an online app is not or never been my number so it clear its not mines but i guess computers dont have common sense so