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New Member
Posts: 4
Registered: ‎10-28-2008
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applied for cc. approved & received. never activated....

if i cancel (w/in 30 days &) before using or activating - will it stil appear on my Credit Report?


Starting Score (Jul 2015): 620, 605, 605
Current Score: 620, 605, 605
Interim Goal Score (Dec 2015): 640
Mid Goal Score (July 2016): 710
End Goal Score: 740
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Senior Contributor
Posts: 4,831
Registered: ‎04-20-2007
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Re: applied for cc. approved & received. never activated....

Extremely likely it will. Almost certain.

Established Contributor
Posts: 683
Registered: ‎04-05-2008
0

Re: applied for cc. approved & received. never activated....

It's probably already reporting.  Have you checked?


Starting Score: TU 723, EQ 708
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Moderator Emeritus
Posts: 16,385
Registered: ‎03-12-2007
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Re: applied for cc. approved & received. never activated....

I agree with the others, the new CC will report.

Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1


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Valued Contributor
Posts: 1,278
Registered: ‎06-01-2007
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Re: applied for cc. approved & received. never activated....

How long has it been since they sent you the card? I know with some banks, if you app and are approved, they mail you the card and if you decline for whatever reason (too small of a CL) it will not report in most cases.
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Moderator Emeritus
Posts: 16,385
Registered: ‎03-12-2007
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Re: applied for cc. approved & received. never activated....

 


ngerasimatos wrote:
How long has it been since they sent you the card? I know with some banks, if you app and are approved, they mail you the card and if you decline for whatever reason (too small of a CL) it will not report in most cases.

I haven't seen or heard of that happening. Was that your experience?

 

Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1


Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
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