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applied for cc. approved & received. never activated....

New Member

applied for cc. approved & received. never activated....

if i cancel (w/in 30 days &) before using or activating - will it stil appear on my Credit Report?


Starting Score (Jul 2015): 620, 605, 605
Current Score: 620, 605, 605
Interim Goal Score (Dec 2015): 640
Mid Goal Score (July 2016): 710
End Goal Score: 740
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Message 1 of 6
5 REPLIES
Senior Contributor

Re: applied for cc. approved & received. never activated....

Extremely likely it will. Almost certain.

Message 2 of 6
Established Contributor

Re: applied for cc. approved & received. never activated....

It's probably already reporting.  Have you checked?


Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


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Starting Score: 708
Current Score: 743
Goal Score: 800


Take the FICO Fitness Challenge
Message 3 of 6
Moderator Emeritus

Re: applied for cc. approved & received. never activated....

I agree with the others, the new CC will report.

Message 4 of 6
Valued Contributor

Re: applied for cc. approved & received. never activated....

How long has it been since they sent you the card? I know with some banks, if you app and are approved, they mail you the card and if you decline for whatever reason (too small of a CL) it will not report in most cases.
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Message 5 of 6
Moderator Emeritus

Re: applied for cc. approved & received. never activated....

 


ngerasimatos wrote:
How long has it been since they sent you the card? I know with some banks, if you app and are approved, they mail you the card and if you decline for whatever reason (too small of a CL) it will not report in most cases.

I haven't seen or heard of that happening. Was that your experience?

 

Message 6 of 6