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New Member
sandez
Posts: 2
Registered: ‎10-28-2008
0

applied for cc. approved & received. never activated....

if i cancel (w/in 30 days &) before using or activating - will it stil appear on my Credit Report?

Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: applied for cc. approved & received. never activated....

Extremely likely it will. Almost certain.

Established Contributor
Uniqua
Posts: 683
Registered: ‎04-05-2008
0

Re: applied for cc. approved & received. never activated....

It's probably already reporting.  Have you checked?


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Moderator Emeritus
fused
Posts: 16,378
Registered: ‎03-12-2007
0

Re: applied for cc. approved & received. never activated....

I agree with the others, the new CC will report.

Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

Valued Contributor
ngerasimatos
Posts: 1,278
Registered: ‎06-01-2007
0

Re: applied for cc. approved & received. never activated....

How long has it been since they sent you the card? I know with some banks, if you app and are approved, they mail you the card and if you decline for whatever reason (too small of a CL) it will not report in most cases.
Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

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Moderator Emeritus
fused
Posts: 16,378
Registered: ‎03-12-2007
0

Re: applied for cc. approved & received. never activated....

 


ngerasimatos wrote:
How long has it been since they sent you the card? I know with some banks, if you app and are approved, they mail you the card and if you decline for whatever reason (too small of a CL) it will not report in most cases.

I haven't seen or heard of that happening. Was that your experience?

 

Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)


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