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Established Member
mxhouse2008
Posts: 12
Registered: ‎05-26-2007

applied for jc penny card and got denied

i applied for jcpenny card and was denied after i submitted application i called the backdoor number and was told to wait for letter in mail

 

installent loan doesn't report zero (car loan)

to many inquires

credit limits to low on new accounts

should i just leave well enough alone and just deal with the hard pull?

 

 

 

Valued Contributor
daybreakgonesXe
Posts: 1,653
Registered: ‎11-17-2012

Re: applied for jc penny card and got denied


mxhouse2008 wrote:

i applied for jcpenny card and was denied after i submitted application i called the backdoor number and was told to wait for letter in mail

 

installent loan doesn't report zero (car loan)

to many inquires

credit limits to low on new accounts

should i just leave well enough alone and just deal with the hard pull?

 

 

 


Hmm. You can try reconning, couldn't hurt! If you still get denied, focus on your credit history: make sure your car loan has on-time payments, let inquiries fall off, and see what you can do about raising your credit limits with soft pulls!

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