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bhnhjds
Posts: 1
Registered: ‎06-21-2013

applied to credit card with no credit score, what happens to the score?

If someone was to apply for a credit card with no credit score. When they pull out your credit history, what happens to the credit score? does it go down negatively?

Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012

Re: applied to credit card with no credit score, what happens to the score?


bhnhjds wrote:

If someone was to apply for a credit card with no credit score. When they pull out your credit history, what happens to the credit score? does it go down negatively?


They would probably want you to apply for secured card. I would try applying for Cap1 unsecure and see what happen before going secured route.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
SnackTrader
Posts: 1,563
Registered: ‎09-15-2012

Re: applied to credit card with no credit score, what happens to the score?

A credit score, once calculated, would be lower due to the inquiry, yes. If the person is known to the credit bureaus, then all applicable information would be listed on that report just like any other individual's credit report.

In My Wallet: Amex BCP (12/12) $22.200, Chase CSP (4/14) $12,000, Barclaycard Arrival (5/13) $10,500, Citi Forward (12/12) $9,600, Cap1 Cash Rewards (6/12) $9,000, Chase Freedom (12/12) $5,000

Last App: April 2, 2014

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