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applying for a target card!

Established Contributor

Re: applying for a target card!


Sayre wrote:
I applied and was accepted for the Target Visa card for $300 with a credit score of 675.  6 months later they CLI to $5,200

 

Lots of folks here would love to know how you pulled that off!!
Message 31 of 42
Valued Member

Re: applying for a target card!

have no idea how.  Just received a notice in the mail that it was being increased.  I didn't question it, just smiled and accepted.

Starting Score: EQ 697 TU 709
Current Score: EQ 734 TU 720
Goal Score: 750


Take the FICO Fitness Challenge
Message 32 of 42
Super Contributor

Re: applying for a target card!

DW and I were in taget yesterday and when she paid with her Discover card, the cash register said she was rep-approved for a taget card.  Might be a cheap way to see if you could get a pre-approval without apping by bying something you need at Target and see what happens.  Sams also does that for their Discover from time to time but I havent seen it of late.
12/08/2017 FICO: EQ 843 TU 849 EX 844
Message 33 of 42
Valued Member

Re: applying for a target card!

Was approved instantly at Target in 2007 with an initial credit line of $200 3 months later they raised it to $500 where it has stayed now for 2 years...I keep it open because there is no annual fee and there is a Target one block from my house...I guess they have really tightened up...I think their computer randomly selects people for their Visa card but they must have a strange formula.... I always maintain a zero balance there and now use one of my other rewards cards when I shop there instead of their card...When the economy picks up (soon we all hope) maybe they will improve  EQ 733    Smiley Very Happy
Message 34 of 42
Regular Contributor

Re: applying for a target card!


ficofever wrote:
When I applied I had decent scores, they approved me for $5K right away.

$5000 cl at Target?! 

Never heard of that before  Smiley Surprised

Goal: acquire and use Credit Cards, scores in the 700's in 2009
05/04/08 FICOS: EQ = 626; TU = 636: EX = 623
06/21/09 FICOS: EQ = 692; TU = 729; EX = 731 (CCT FAKO)
10/03/11 FICO EQ = 722 (CCT EQ = 749)
Message 35 of 42
Established Contributor

Re: applying for a target card!


n2win wrote:

ficofever wrote:
When I applied I had decent scores, they approved me for $5K right away.

$5000 cl at Target?! 

Never heard of that before  Smiley Surprised


I was also given a $5000 CL wwhen I applied in store...what amazed me about his $5k limit was that he applied online and was given that limit.

Message 36 of 42
Established Member

Re: applying for a target card!


VEEnVEGAS wrote:

n2win wrote:

ficofever wrote:
When I applied I had decent scores, they approved me for $5K right away.

$5000 cl at Target?! 

Never heard of that before  Smiley Surprised


I was also given a $5000 CL wwhen I applied in store...what amazed me about his $5k limit was that he applied online and was given that limit.


She, actually. Smiley Happy

 

ficofever = Tess 

Message 37 of 42
Established Contributor

Re: applying for a target card!


ficofever wrote:

VEEnVEGAS wrote:

n2win wrote:

ficofever wrote:
When I applied I had decent scores, they approved me for $5K right away.

$5000 cl at Target?! 

Never heard of that before  Smiley Surprised


I was also given a $5000 CL wwhen I applied in store...what amazed me about his $5k limit was that he applied online and was given that limit.


She, actually. Smiley Happy

 

ficofever = Tess 


Oops...sorry. Too funny, not sure why I assumed male.  Smiley Happy

Message 38 of 42
Regular Contributor

Re: applying for a target card!

I'm confused - are we mixing Target Visas and Target Store Cards?  I've never heard of a Target Store card with a CL of more than $1000.......... don't they usually just convert their Store Card holders to Target Visa?

Starting Score: 527
Current Score: 679
Goal Score: 800


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Message 39 of 42
Established Contributor

Re: applying for a target card!


QueenBean wrote:
I'm confused - are we mixing Target Visas and Target Store Cards?  I've never heard of a Target Store card with a CL of more than $1000.......... don't they usually just convert their Store Card holders to Target Visa?

 

I agree with ya.Its got to be the target visa..
Message 40 of 42