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applying for credit card for teen..

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Anonymous
Not applicable

applying for credit card for teen..

good evening,

 

im a single mother and i have a 19 yr old daughter in college, she is an au on my accounts, but i want her to start her own account. my question is do she have to have a job before she can applied for an credit card, she just need one...or any suggest will help out a lot..

 

thanks in advanced

Message 1 of 7
6 REPLIES 6
MarineVietVet
Moderator Emeritus

Re: applying for credit card for teen..


@Anonymous wrote:

good evening,

 

im a single mother and i have a 19 yr old daughter in college, she is an au on my accounts, but i want her to start her own account. my question is do she have to have a job before she can applied for an credit card, she just need one...or any suggest will help out a lot..

 

thanks in advanced


Hello to you.

 

She might consider a local credit union to start a business relationship with. That's a good place to begin.

Message 2 of 7
pattycake
Established Contributor

Re: applying for credit card for teen..

Congrats to you for directing her to being a responsible adult! I had my son apply for a student Discover Card, and he was approved for $1000. He's only allowed to use it sparingly, since he does not have a regular job.

Good luck!
pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Message 3 of 7
keith021
Regular Contributor

Re: applying for credit card for teen..


@MarineVietVet wrote:

@Anonymous wrote:

good evening,

 

im a single mother and i have a 19 yr old daughter in college, she is an au on my accounts, but i want her to start her own account. my question is do she have to have a job before she can applied for an credit card, she just need one...or any suggest will help out a lot..

 

thanks in advanced


Hello to you.

 

She might consider a local credit union to start a business relationship with. That's a good place to begin.


            +1

 

           I also suggest you and her check with your local credit unions and see what they have to offer. I received my first Student Visa rewards credit card from Suncoast Schools FCU. Being that it is a student credit card, besides the credit check, they only document that they requested was proof that I am a student. I faxed a copy of my class schedule and my application was approved and processed the same day. I now have several other credit cards as well. After February 22nd, banks or credit unions may require individuals under the age of 21 to provide proof of income. Good luck to you and your daughter! Smiley Wink


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Message 4 of 7
Anonymous
Not applicable

Re: applying for credit card for teen..

+1 Discover Student

 

 

Message 5 of 7
Anonymous
Not applicable

Re: applying for credit card for teen..

thanks for all of the suggestions, it sounds like a good way to go..i guess when she come home we will sit down and look in to some credit  unions..thats sounds like a winner....this forum is the best thing that happen to me...everyone is so helpful....Smiley Happy
Message Edited by ladydi on 01-28-2010 07:51 PM
Message 6 of 7
Anonymous
Not applicable

Re: applying for credit card for teen..


@pattycake wrote:
Congrats to you for directing her to being a responsible adult! I had my son apply for a student Discover Card, and he was approved for $1000. He's only allowed to use it sparingly, since he does not have a regular job.

Good luck!

 

do they ask for any kind of any income from him?
Message 7 of 7
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