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Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
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Re: approval possibilities?



d09 wrote:
yes, this is what I've heard - although my question is aren't you allowed to get all your previous baddies removed when you file for BK? so the only thing that appears on your CR is the bankruptcy?

or do the baddies have long-term lasting effects even if you get them taken off?

No, you don't get them removed when you file BK.  All the accounts that are IIB will remain, and will be marked as IIB.
 
The individual IIB accounts will each fall off on their own according to DOFD.
 
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