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Valued Member
frddlawson
Posts: 45
Registered: ‎02-01-2011

approved Citi Dividend after recon

I didnt think it would work but it did. I was originally denied for Citi Dividend and approved after recon. Not sure what the cl will be, i will know that next week. They pulled Experian with one medical baddie. Fako was 701, util 18%, AAOA 6yrs. Nice lady from the executive office approved it.
Valued Contributor
09Lexie
Posts: 4,858
Registered: ‎09-13-2012

Re: approved Citi Dividend after recon

Congrats on the approval. 



Starting Score: 600's
Current Score: Exp Plus 743 04/13; 707 LP Discover 01/13 ; 733 05/13, 693 04/13, 703 03/13, 02/13, 702 TU WalMart 01/13; 702 EX LP 11/12; EQ 699 MyFico 01/13, EQ 699 11/12, CS 714 03/13
Goal Score: 800

Contributor
flashevo
Posts: 83
Registered: ‎07-12-2011

Re: approved Citi Dividend after recon

Congrats
US Bank Flex Perks (9k); Barclays Rewards (8k); Chase Freedom (8k); BOA Travel Rewards Sig (7.5k); Discover IT (6.5k); Walmart Discover (3k); Wells Fargo Secured (9.5k); Cap One Secured (3k); Bloomingdales Amex (5k); Macy's Amex (5k); Paypal Extras Mastercard (3k); Bananna Republic Visa (3k); Lowes (2k); Sams Club Discover (2.5k)....In the garden since 4/3/13



Valued Contributor
jsucool76
Posts: 2,618
Registered: ‎12-11-2011

Re: approved Citi Dividend after recon

Congrats.
Hope you get a good CL!
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: approved Citi Dividend after recon

Nice going, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Valued Contributor
beb86
Posts: 1,096
Registered: ‎10-31-2011

Re: approved Citi Dividend after recon

What was there reason for denial..Usually CITI is tough to recon especially if you were denied for excessive INQs

ccpics2.jpg
Valued Contributor
chnceit
Posts: 1,198
Registered: ‎08-17-2008

Re: approved Citi Dividend after recon

Congrats! reading some stories on here that its hard to over turn a system denial! So congrats on your success

$100K in Credit
Last App: 01/09/13
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: approved Citi Dividend after recon

Congrats!!!
What are the limit and apr you were approved for?

I am currently reconning through the Exec office!!!! Hoping I finally get a Citi Diamond Preferred account!!
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Valued Member
frddlawson
Posts: 45
Registered: ‎02-01-2011

Re: approved Citi Dividend after recon

Well, they denied me because of a current delinquency. As far as cl and apr, i have the slightest clue. I will find out next week when they issue me the card.
Established Contributor
ryanbush
Posts: 1,094
Registered: ‎08-19-2012

Re: approved Citi Dividend after recon


youngandcreditwrthy wrote:
Congrats!!!
What are the limit and apr you were approved for?

I am currently reconning through the Exec office!!!! Hoping I finally get a Citi Diamond Preferred account!!

You have been waiting a while, how long does it normally take?  it seems like Chase does a better job of reconning on the spot



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