11-12-2011 06:56 PM
I got approved for Chase Slate. I had an invitation lying around with a variable apr of 11.99%. I called in and was told my limit was 2000.
I applied early in the morning for Slate.
A couple of minutes ago, I decided to apply for the Discover More card from an offer I also had. I called in and asked what was my limit and was told 3000.
I didn't pull a fico report before either application, though i wish i did to give you guys an idea of what was on the report for anyone wanting to apply.
However the credit karma FAKO was 765 and the other vantage score was 806. no derogs of any kind.
11-13-2011 02:36 AM
A 5k in available credit with just a little work is wonderful, isn't it?
11-13-2011 05:24 AM
Congratulations, 5K in new avail revolving credit is always a good thing.
11-16-2011 10:13 AM
yes, both creditor's representatives were extremely friendly. the discover representative even asked me if 3k was enough. i figure it was ok and left it at that.
makes me wonder if i could have gotten more. but im thankful for the new accounts. specially the slate. this site is of tremendous help to getting to where i am now with credit responsibilities.
11-16-2011 10:30 AM
Discover reps always ask that question on the initial approval. I'm guessing it's part of the script. But if you answer NO and request a higher CL the script says "Well we will review your account in XX months and it is possible that the CL will be increased then."
The only answer they are programmed to hear from you is "Why yes, thank you."