Credit Cards

[imducky]

this is driving me nuts! i called twice today to try and obtain my limit, the first time the cr said all credit would tell her is that i was approved. the last time the cr couldn't even find me in the system. she said call back after 10 tomorrow and talk to credit. looks like i'm just going to have to wait and see if anything comes in the mail.

[SpecFile]

Don't sweat it DNM it will come!

[SpecFile]

DuckHunter wrote:

SpecFile,

My dw's score for TU was FICO 620 and Fako 594 w/2 med derogs.

Thanks DH.

[imducky]

i know. i have an obsessive nature, loose lots of sleep over little things.

[SpecFile]

I hear ya.

[imducky]

ok. called again today. measley 1k credit line. with that kind of line i'll most likely have an annual fee and the 30% intrest rate too. oh well, at least it was a win for the home team.

[SpecFile]

What was your TU score dnm when you applied?

[imducky]

i applied the 1st and true credit said 638. i bought the myfico scores the 3rd and it said 638 as well. i have high utilization, didn't know about that issue until learning things from here. hopefully i can work on that. 

[SpecFile]

It's been 15 days since I applied for the card and they still haven't given me an answer.  I had a TU 682 at time of app.  I'm calling them right now for an answer.  Be right back.

[SpecFile]

I am so tired of Hooters and I don't even have the card.  I just called for the third time after applying 15 days ago and they are still reviewing my app.  What is with them?  Anyone else wait this long?