Reply
Senior Contributor
imducky
Posts: 3,432
Registered: ‎08-27-2007
0

Re: approved for Hooters-Thanks everyone

this is driving me nuts! i called twice today to try and obtain my limit, the first time the cr said all credit would tell her is that i was approved. the last time the cr couldn't even find me in the system. she said call back after 10 tomorrow and talk to credit. looks like i'm just going to have to wait and see if anything comes in the mail.
Valued Contributor
SpecFile
Posts: 1,370
Registered: ‎08-07-2007
0

Re: approved for Hooters-Thanks everyone

Don't sweat it DNM it will come!:smileywink:
Valued Contributor
SpecFile
Posts: 1,370
Registered: ‎08-07-2007
0

Re: approved for Hooters-Thanks everyone



DuckHunter wrote:
SpecFile,
 
My dw's score for TU was FICO 620 and Fako 594 w/2 med derogs.

 
 
Thanks DH.
Senior Contributor
imducky
Posts: 3,432
Registered: ‎08-27-2007
0

Re: approved for Hooters-Thanks everyone

i know. i have an obsessive nature, loose lots of sleep over little things.
Valued Contributor
SpecFile
Posts: 1,370
Registered: ‎08-07-2007
0

Re: approved for Hooters-Thanks everyone

I hear ya.
Senior Contributor
imducky
Posts: 3,432
Registered: ‎08-27-2007
0

Re: approved for Hooters-Thanks everyone

ok. called again today. measley 1k credit line. with that kind of line i'll most likely have an annual fee and the 30% intrest rate too. oh well, at least it was a win for the home team.
Valued Contributor
SpecFile
Posts: 1,370
Registered: ‎08-07-2007
0

Re: approved for Hooters-Thanks everyone

What was your TU score dnm when you applied?
Senior Contributor
imducky
Posts: 3,432
Registered: ‎08-27-2007
0

Re: approved for Hooters-Thanks everyone

i applied the 1st and true credit said 638. i bought the myfico scores the 3rd and it said 638 as well. i have high utilization, didn't know about that issue until learning things from here. hopefully i can work on that. 
Valued Contributor
SpecFile
Posts: 1,370
Registered: ‎08-07-2007
0

Re: approved for Hooters-Thanks everyone

It's been 15 days since I applied for the card and they still haven't given me an answer.  I had a TU 682 at time of app.  I'm calling them right now for an answer.  Be right back.
Valued Contributor
SpecFile
Posts: 1,370
Registered: ‎08-07-2007
0

Re: approved for Hooters-Thanks everyone

I am so tired of Hooters and I don't even have the card.  I just called for the third time after applying 15 days ago and they are still reviewing my app.  What is with them?  Anyone else wait this long? 

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}