09-02-2007 08:00 PM
09-04-2007 07:23 AM
DuckHunter wrote:My dw applied for a Hooters card, got the 7-10 day notice, she called after a week and she was told "approved".I asked her to be very careful with the use of that card, because the apr is bad plus she got hit with a $48.00 annual fee. Her cl was for $1,000.Well, at least she was finally able to close her account with Applied Bank (thank god)! They charged her to pay her bill every month. Glad this one is gone, but I'm still not sure about the Hooters card.I wonder if they will reduce her apr after 6 months or so? Does anyone have any bad experiences with them?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO