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approved for Hooters-Thanks everyone

Frequent Contributor

Re: approved for Hooters-Thanks everyone

All,
 
I got the 7-10 day response from Hooters....no instant decision. They pulled TU for me with a 666 score...so we'll see.
 
Phumanr
New Visitor

Re: approved for Hooters-Thanks everyone

Way to go!
New Contributor

Re: approved for Hooters-Thanks everyone

My dw applied for a Hooters card, got the 7-10 day notice, she called after a week and she was told "approved". 
 
I asked her to be very careful with the use of that card, because the apr is bad plus she got hit with a $48.00 annual fee.  Her cl was for $1,000.
 
Well, at least she was finally able to close her account with Applied Bank (thank god)!  They charged her to pay her bill every month.  Glad this one is gone, but I'm still not sure about the Hooters card. 
 
I wonder if they will reduce her apr after 6 months or so?  Does anyone have any bad experiences with them?
Valued Contributor

Re: approved for Hooters-Thanks everyone

Duck Hunter,
 
What were your DWs scores when she applied?
 
Thanks
Established Contributor

Re: approved for Hooters-Thanks everyone



DuckHunter wrote:
My dw applied for a Hooters card, got the 7-10 day notice, she called after a week and she was told "approved". 
 
I asked her to be very careful with the use of that card, because the apr is bad plus she got hit with a $48.00 annual fee.  Her cl was for $1,000.
 
Well, at least she was finally able to close her account with Applied Bank (thank god)!  They charged her to pay her bill every month.  Glad this one is gone, but I'm still not sure about the Hooters card. 
 
I wonder if they will reduce her apr after 6 months or so?  Does anyone have any bad experiences with them?


Who are you telling, that Applied Card Bank Credit Card is wicked. For those who have that card, nothing is wrong with you having it just I can't afford to have that card. The fees were to high for me.
 
Cory
American Express Blue Cash Everyday; American Express Everyday; Barclay's AAdvantage Aviator World Elite MasterCard; Citi Thank You Premier World Elite MasterCard; Citi Double Cash; Navy Federal cashRewards Visa Signature Card.
Frequent Contributor

Re: approved for Hooters-Thanks everyone

Smiley Sad why my # EQ = 640 , EX 675 , TU 692 they give me only cl 1500
Established Member

Re: approved for Hooters-Thanks everyone

I was approved after getting the 7-10 day response. 1000 CL - TU score 635
New Contributor

Re: approved for Hooters-Thanks everyone

SpecFile,
 
My dw's score for TU was FICO 620 and Fako 594 w/2 med derogs.
Frequent Contributor

Re: approved for Hooters-Thanks everyone

I just got instantly approved for a Hooters Card.  They only gave me a $1000 limit.  That should help with my util.
New Contributor

Re: approved for Hooters-Thanks everyone

Recvd Hooters m/c today after 7-10 day msg - $3000 CL but 29%apr!  Want to call when activated to ask for better rate - has anyone done this before?