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approved for US Bank Cash+

Established Contributor

approved for US Bank Cash+

I couldn't resist the two selecteable 5% categories and applied for this one. They don't seem to do instant approvals for most folks. So, I called in. The rep said it is recommended for approval with a CL of $12k. I think I'll enjoy that card. We've got a lot of home improvement to do, and my Freedom and DIscover More don't have any of those categories currently. It's time now to take a break from applying.

Two new cards (the other being a Citi Simplicity with a $11k CL) and a CLI on an existing card (Boa) is enough! Time to garden.

9 REPLIES
Super Contributor

Re: approved for US Bank Cash+

Congrats!!!!

 

 

 

Ron.

Established Contributor

Re: approved for US Bank Cash+

Very nice! Grats!!
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Super Contributor

Re: approved for US Bank Cash+

Nice card!  The option to chose 5% is a nice touch.  I haven't seen any issuer offer that feature yet.

 

One of the few from US Bank that's actually compelling from a rewards standpoint.  I like this and their Flexperks Olympic offer one.


You're right, these days US Bank (very, very inquiry sensitive) seems to have pending reviews for every applicant irrespective of Fico score.

Frequent Contributor

Re: approved for US Bank Cash+

Congrats on the approval!! Do you mind sharing your scores and which credit report was used?
Frequent Contributor

Re: approved for US Bank Cash+

Congrats I appd andgot bumped down to the cash rewards. Gonna try to pc to the cash+ after 32 days. 

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Established Contributor

Re: approved for US Bank Cash+

Congrats, that is a great card.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Established Contributor

Re: approved for US Bank Cash+

I don't know my scores precisely. Somewhere in the 760ish. Mortgage lender pull three months ago yielded a range from mid 740s to mid 780s across all three bureaus. I only use Creditkarma, and I know for sure that they didn't pull TU (which I believe is what Creditkarma uses).

Regular Contributor

Re: approved for US Bank Cash+


PrettyNPink wrote:
Congrats on the approval!! Do you mind sharing your scores and which credit report was used?

I just got the card a couple weeks ago and they pulled EQ only. It is a great card. I actually applied for one in my name and one in my wifes so we can maximize the 5% categories - especially like being able to use it for utilities, cell phone and insurance bills. Not to mention the $25 bonus every time you redeem $100.

 

FICO: EQ 769, TU 762 , EX ???

Valued Contributor

Re: approved for US Bank Cash+

Congrats! You will enjoy using that card.

Ray

** Every Card has a Job, and Every Card does its Job **