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Established Member
Butter41
Posts: 14
Registered: ‎12-26-2012
0

approved for discover it, but blue version?

got the itch to diversify my cc lineup, so apped for the discover it today. it asked me for my info, but instead of approving, it said they needed more info about job and housing status. so, i filled in the additional info. When the screen popped up, it said "sorry, we can't approve you for the card you were applying for, however, would you be willing to accept a card with different conditions?"

so, it looks like it's 0% apr for the first six months (instead of 14 months) and the apr is 22% instead of 19%. It also said, this is the discover it blue card.

 

Does anyone know what all of this means? Also, I wasn't given info about a credit limit.

 

thanks all

Mega Contributor
Creditaddict
Posts: 19,652
Registered: ‎10-23-2007
0

Re: approved for discover it, but blue version?


Butter41 wrote:

got the itch to diversify my cc lineup, so apped for the discover it today. it asked me for my info, but instead of approving, it said they needed more info about job and housing status. so, i filled in the additional info. When the screen popped up, it said "sorry, we can't approve you for the card you were applying for, however, would you be willing to accept a card with different conditions?"

so, it looks like it's 0% apr for the first six months (instead of 14 months) and the apr is 22% instead of 19%. It also said, this is the discover it blue card.

 

Does anyone know what all of this means? Also, I wasn't given info about a credit limit.

 

thanks all


think all is same except your 0% and APR after that.

Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 45 Cards in between :smileytongue:
Valued Contributor
kevinjjc
Posts: 1,310
Registered: ‎01-14-2009
0

Re: approved for discover it, but blue version?

The "Discover it - Blue" is the default card design.

 

 

 

Discover it - Blue.png

Established Member
Butter41
Posts: 14
Registered: ‎12-26-2012
0

Re: approved for discover it, but blue version?

wow, just called backdoor number and found out my limit was $1800. My score went down a lot lately because my utilization is high now. Plus, I have limited income.

 

I am very surprised!    :smileyvery-happy:

Valued Contributor
kevinjjc
Posts: 1,310
Registered: ‎01-14-2009
0

Re: approved for discover it, but blue version?

Congrats! Welcome to the Discover family! :smileyhappy:


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