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Established Member
Posts: 14
Registered: ‎12-26-2012
0

approved for discover it, but blue version?

got the itch to diversify my cc lineup, so apped for the discover it today. it asked me for my info, but instead of approving, it said they needed more info about job and housing status. so, i filled in the additional info. When the screen popped up, it said "sorry, we can't approve you for the card you were applying for, however, would you be willing to accept a card with different conditions?"

so, it looks like it's 0% apr for the first six months (instead of 14 months) and the apr is 22% instead of 19%. It also said, this is the discover it blue card.

 

Does anyone know what all of this means? Also, I wasn't given info about a credit limit.

 

thanks all

Epic Contributor
Posts: 22,721
Registered: ‎10-23-2007
0

Re: approved for discover it, but blue version?


Butter41 wrote:

got the itch to diversify my cc lineup, so apped for the discover it today. it asked me for my info, but instead of approving, it said they needed more info about job and housing status. so, i filled in the additional info. When the screen popped up, it said "sorry, we can't approve you for the card you were applying for, however, would you be willing to accept a card with different conditions?"

so, it looks like it's 0% apr for the first six months (instead of 14 months) and the apr is 22% instead of 19%. It also said, this is the discover it blue card.

 

Does anyone know what all of this means? Also, I wasn't given info about a credit limit.

 

thanks all


think all is same except your 0% and APR after that.

Fico Scores: EQ- 662 DCU., TU 704 Best Buy, EX 700 Chase (1/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
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Valued Contributor
Posts: 1,377
Registered: ‎01-14-2009
0

Re: approved for discover it, but blue version?

The "Discover it - Blue" is the default card design.

 

 

 

Discover it - Blue.png

Established Member
Posts: 14
Registered: ‎12-26-2012
0

Re: approved for discover it, but blue version?

wow, just called backdoor number and found out my limit was $1800. My score went down a lot lately because my utilization is high now. Plus, I have limited income.

 

I am very surprised!    :smileyvery-happy:

Valued Contributor
Posts: 1,377
Registered: ‎01-14-2009
0

Re: approved for discover it, but blue version?

Congrats! Welcome to the Discover family! :smileyhappy:

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