approved for discover more...im stunned

[ppiresny]

so as some of you know i recently( as in Monday) got approved for amex bce$2700,amex zync npsl,chase sapphire preferred $5000 and a gap visa card $1250 and also a cli on my barclays itunes rewards card $2500. i just got home and noticed a discover pre approval letter in the mail,at first im like no you have enough then i said what the heck might as well get all the inquiries now. called up and got approved for $3000 0% apr for 15 months.

I am in awe because I went from having $1000 credit limit for 2 years to this. This is great, I guess being in a debt management program doesnt affect you.

also got a pre approval for citi simplicity but I am not applying for that since it seems like a sub prime card.

Next on my list after gardening is chase freedom, PC to amex gold and macys card then im done.

[remarc]

Awesome... what were your scores and history etc ??

[thrasher865]

  Super congrats!  Feels good, doesn't it?

[ppiresny]

guys it feels great and i just got approved for my auto loan for an audi as well.

i have 14 inq prolly plus 1 for discover.

7% utilization

6 yrs LOA 3.1 AAOA

3 lates for chase barclay and cap 1 in 2010

TU 708 EQ 694 AND EX 708 as per FCR.

I think I am done, don't wanna apply for more and get an account close by AMEX or Barclays..

[LisaPA]

---

@ppiresny wrote:

so as some of you know i recently( as in Monday) got approved for amex bce$2700,amex zync npsl,chase sapphire preferred $5000 and a gap visa card $1250 and also a cli on my barclays itunes rewards card $2500. i just got home and noticed a discover pre approval letter in the mail,at first im like no you have enough then i said what the heck might as well get all the inquiries now. called up and got approved for $3000 0% apr for 15 months.

I am in awe because I went from having $1000 credit limit for 2 years to this. This is great, I guess being in a debt management program doesnt affect you.

also got a pre approval for citi simplicity but I am not applying for that since it seems like a sub prime card.

Next on my list after gardening is chase freedom, PC to amex gold and macys card then im done.

---

Wow, and I thought I was doing well to get a new card and 2 CLIs! Congrats!

[Anonymous]

Juat be cautious and use your new found credit availability with care!!

[ppiresny]

thanks and i definitely will. when they come i am going to make a summary on my ipad on what cards offer what rewards, statement cut date,due date,limit etc, so i know what to use them for and also open date so i can request cli on the 61 day as i've read here

[MsLadyRover]

Great success! Congratulations!

[boomhower]

Definately skip the Simplicity for now.  It is certainly not a subprime card, it's just not a rewards card.  But Citi hates, and I mean hates, inquieries.  Your chances of approval after the spree are slim at best. 

[Anonymous]

Awesome Congrats OP