approved with paid state tax lien??????

traveler2005 · ‎11-19-2013

Hello

Has anyone been approved for a citi card or discover card with a paid state tax lien on your report??? Please let me know. !

Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board

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Last HP 6/10/2015

coldnmn · ‎11-19-2013

I got a Discover with a 4 year old paid state tax lien.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

09Lexie · ‎11-19-2013

Yep, my paid state lien was from '06/07. Approved for both cc's

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OnTheRebound · ‎11-19-2013

Not a state lien but with a paid federal lien my wife was approved for a Citi card. She never applied for a Discover so I don't know about that.

As matter of fact, she was approved for every card she applied for, Citi, Chase, Amex, PenFed, Lowes, Care Credit.

When I applied for a Citi card, at the time I had a Unpaid federal lien and I was instantly approved with a very generous starting limit. $8.7K>$10K>$12K. Both CLI requests were SP's.

Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797

cashnocredit · ‎11-19-2013

@traveler2005 wrote:
Hello

Has anyone been approved for a citi card or discover card with a paid state tax lien on your report??? Please let me know. !

I was approved for a Citi secured card with a paid IRS tax lien. They also unsecured it while it was still on my reports.

I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy18k, Amex Plat (60k H/B), Citi AA EWMC 25k

sdwalt · ‎11-24-2013

Yep, got a approved with a state tax lien.

sjt · ‎11-29-2013

@traveler2005 wrote:
Hello

Has anyone been approved for a citi card or discover card with a paid state tax lien on your report??? Please let me know. !

Yes, it took a recon though.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815

masscredit · ‎11-30-2013

I thought paid tax liens or liens that you have a payment arrangement for could be removed from your report. Or is that just federal?

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500

myjourney · ‎11-30-2013

@masscredit wrote:
I thought paid tax liens or liens that you have a payment arrangement for could be removed from your report. Or is that just federal?

Federal tax liens can be

State tax liens in some states can be a nightmare to remove

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

myjourney · ‎01-21-2014

@patriciaB wrote:
A ton of people are getting large tax refunds this year. If you know just how much you are getting this year, you can get a payday loan to help pay for anything you want right now. If you were thinking about doing a project or just needed to buy brand new furniture, you can get it now and pay the loan back when your return arrives. A payday loan is a perfect way to pay your bills and for any other emergency situation provided they are approved easily.

No advertising pls

Thanks MJ

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?