Reply
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

auto cli from chase!

[ Edited ]

the other day i sent a message to chase about my freedom card and how my limit was so low and just paying my bills could max my card twice and got a message back telling me to tell them my income and that they were gonna have to pull my CR again so i replied nevermind thanks. anyways today signed in to make a payment and boom my new cl is 1k! i opened this card in 06/26 so almost 4 months. i wonder if could call and recon that cl for more Smiley Happy  i was thinking about closing this card too

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
0

Re: auto cli from chase!

It seems like alot of auto clis from chase lately

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Established Contributor
Posts: 657
Registered: ‎06-27-2012
0

Re: auto cli from chase!

Congrats on your cli.  You could possibly recon it but it would for sure be an HP.  I would wait for your next possible cli. 

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Frequent Contributor
Posts: 455
Registered: ‎01-04-2012
0

Re: auto cli from chase!

yes that was nice of them to give the increase  to you and now of course you want more. wait at least 6 months and be grateful for your increase.

Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: auto cli from chase!

Well if you called Chase up...they'd have to HP your credit for an increase.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: auto cli from chase!

Chase has been softing me a lot, but no CLIs yet Smiley Sad


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: auto cli from chase!


webhopper wrote:

Chase has been softing me a lot, but no CLIs yet Smiley Sad


hey webhopper didnt you close a freedom with low cl? i was thinking about closing mine and reapplying again down the road and hopefully get a bigger CL

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: auto cli from chase!


jsickz32 wrote:

webhopper wrote:

Chase has been softing me a lot, but no CLIs yet Smiley Sad


hey webhopper didnt you close a freedom with low cl? i was thinking about closing mine and reapplying again down the road and hopefully get a bigger CL


Why not just let it grow with you instead of closing it?

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
Posts: 1,408
Registered: ‎01-14-2009
0

Re: auto cli from chase!

Congrats! It might have been a coincidence that you got a CLI, not because of your inquiry. We will never know. Smiley Happy
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.