cancel
Showing results for 
Search instead for 
Did you mean: 

backdating =)

tag
distantarray
Established Contributor

Re: backdating =)


@enharu wrote:

what about having an account with amex overseas? xD

will they backdate to that? i still have it open and still continue to pay AF until this day, even though i rarely use it.

 


you should be fine your still an amex client in their systems


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 11 of 17
Revelate
Moderator Emeritus

Re: backdating =)


@distantarray wrote:

@enharu wrote:

what about having an account with amex overseas? xD

will they backdate to that? i still have it open and still continue to pay AF until this day, even though i rarely use it.

 


you should be fine your still an amex client in their systems


Maybe, the European arm may be a completely seperate business entity without integrated systems.

 

It's worth calling and asking though.




        
Message 12 of 17
TrishN
Established Contributor

Re: backdating =)

let me clear some point.if your account opened in 2001 they will add AU from account 2001. but if you just onpened in 2013 and backdated 2001 .AU will reporting in 2013

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 13 of 17
Revelate
Moderator Emeritus

Re: backdating =)


@TrishN wrote:

let me clear some point.if your account opened in 2001 they will add AU from account 2001. but if you just onpened in 2013 and backdated 2001 .AU will reporting in 2013


Trish: that's not how it works today or I'm possibly confused as to the situation you're describing.  Not certain when the change came in.

 

Any AU (ACM) that is added to an existing tradeline today, if they do not have a relationship with Amex previously (and this may hold true regardless of if they do even), will have a new tradeline with a reporting date of 2013.

 

You cannot get your ACM account backdated to the original tradeline's opening date anymore.  




        
Message 14 of 17
distantarray
Established Contributor

Re: backdating =)


@TrishN wrote:

let me clear some point.if your account opened in 2001 they will add AU from account 2001. but if you just onpened in 2013 and backdated 2001 .AU will reporting in 2013


I'm kinda confused on reading that, but let's say in an account holder openned the first Amex card in 1980. Then he added you in 2005. and say you JUST got approved for your own personal card today. You can have your personal card backdated to 2005 when the first time you had an Amex card in your name. It works as well if you ever worked for a company who gave you a company card. as long as your name and info is in their system it's valid.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 15 of 17
TrishN
Established Contributor

Re: backdating =)

i said so because. i opend account in 2004 then closed in 2005 . i opened Amex in 2013,they backdated my account at 2004, then i add my family to my new Amex account that backdated to 2004,then they reported my account opened in 2004 but they reported AU 2013( another thing is they sent AU card with 2003 member,but still reported 2013 )

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 16 of 17
twall06
Frequent Contributor

Re: backdating =)

Will they back date the date if you have a corporate card then open a personal one . I'm no where near being approved for amex but I do have a corporate card and was wondering how that would work if I get approved a few years from now.
Message 17 of 17
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.