Frequent Contributor
Posts: 482
Registered: ‎07-31-2007

balace transfer

do ccc know when you transfer their balance or do they think it's a payment from you.
Established Contributor
Posts: 739
Registered: ‎06-30-2007

Re: balace transfer

my Cap1 payment was just describe "ELECTRONIC PAYMENT" WHEN IT POSTED
People say "Only apply for credit you NEED"

I say "apply for credit you have PRATICAL use of"

I don't have AMEX card because I don't want a card that suffers from PMS
Regular Contributor
Posts: 171
Registered: ‎05-18-2007

Re: balace transfer

They probably know where the payment is coming from therefore they probably know its a balance transfer. For example: if payment comes from bank/credit union, its probably from you, if it comes from Discover/Visa/etc, its probably a balance transfer.
For age and want, save while you may; no morning sun lasts a whole day.
--Benjamin Franklin
Super Contributor
Posts: 8,158
Registered: ‎03-25-2007

Re: balace transfer

And they probably don't care  :smileyhappy:
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Senior Contributor
Posts: 3,071
Registered: ‎05-17-2007

Re: balace transfer

You can tell if a balance goes down and one goes up for the same amount. It would only by my guess, but I don't think they can tell "most" of the time. But then again I used balance transfer checks. I agree. I don't think they care either even if they knew. Unpaid debt is still debt just the same.
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc
Established Contributor
Posts: 513
Registered: ‎05-31-2007

Re: balace transfer

I called BOA to do a bank transfer to my WAMU. They just transferred the $$$ to my checking account and I paid WAMU directly from my checking yeah it came from

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