Credit Card Center Advertiser Disclosure†

Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Do you mean 
Reply
Topic Options
Frequent Contributor
laryn41
Posts: 486
Registered: ‎07-31-2007
0 Kudos

balace transfer
Options

‎08-03-2007 07:10 AM

do ccc know when you transfer their balance or do they think it's a payment from you.
Message 1 of 6 (1,703 Views)
 
Established Contributor
Posts: 739
Registered: ‎06-30-2007
0 Kudos

Re: balace transfer
Options

‎08-03-2007 07:18 AM

my Cap1 payment was just describe "ELECTRONIC PAYMENT" WHEN IT POSTED
People say "Only apply for credit you NEED"

I say "apply for credit you have PRATICAL use of"

I don't have AMEX card because I don't want a card that suffers from PMS
Message 2 of 6 (1,700 Views)
 
Regular Contributor
javi84
Posts: 171
Registered: ‎05-18-2007
0 Kudos

Re: balace transfer
Options

‎08-03-2007 07:53 AM

They probably know where the payment is coming from therefore they probably know its a balance transfer. For example: if payment comes from bank/credit union, its probably from you, if it comes from Discover/Visa/etc, its probably a balance transfer.
For age and want, save while you may; no morning sun lasts a whole day.
--Benjamin Franklin
Message 3 of 6 (1,688 Views)
 
Super Contributor
MidnightVoice
Posts: 8,198
Registered: ‎03-25-2007
0 Kudos

Re: balace transfer
Options

‎08-03-2007 07:58 AM

And they probably don't care  Smiley Happy
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 4 of 6 (1,684 Views)
 
Senior Contributor
ilovepizza
Posts: 3,071
Registered: ‎05-17-2007
0 Kudos

Re: balace transfer
Options

‎08-03-2007 10:05 AM

You can tell if a balance goes down and one goes up for the same amount. It would only by my guess, but I don't think they can tell "most" of the time. But then again I used balance transfer checks. I agree. I don't think they care either even if they knew. Unpaid debt is still debt just the same.
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc
Message 5 of 6 (1,669 Views)
 
Established Contributor
ObsessedwithmyFico
Posts: 513
Registered: ‎05-31-2007
0 Kudos

Re: balace transfer
Options

‎08-03-2007 12:29 PM

I called BOA to do a bank transfer to my WAMU. They just transferred the $$$ to my checking account and I paid WAMU directly from my checking account..so yeah it came from me...lol
Message 6 of 6 (1,649 Views)
 
POPULAR LINKS
Credit scores | Credit reports | myFICO Blog | Affiliates

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.