balace transfer

[laryn41]

do ccc know when you transfer their balance or do they think it's a payment from you.

[rbbyrbsn]

my Cap1 payment was just describe "ELECTRONIC PAYMENT" WHEN IT POSTED

[javi84]

They probably know where the payment is coming from therefore they probably know its a balance transfer. For example: if payment comes from bank/credit union, its probably from you, if it comes from Discover/Visa/etc, its probably a balance transfer.

[MidnightVoice]

And they probably don't care 

[ilovepizza]

You can tell if a balance goes down and one goes up for the same amount. It would only by my guess, but I don't think they can tell "most" of the time. But then again I used balance transfer checks. I agree. I don't think they care either even if they knew. Unpaid debt is still debt just the same.

[ObsessedwithmyFico]

I called BOA to do a bank transfer to my WAMU. They just transferred the $$$ to my checking account and I paid WAMU directly from my checking account..so yeah it came from me...lol