Valued Member
Posts: 39
Registered: ‎08-20-2009

balance charged off still reporting as balance due????

Can a credit card company still report an account balance after charging off the balance?????


WFNNB charged off a small balance (that I honestly did not know existed) back in 2005.  they continued to report a balance due on my credit reports killing me..Only found out about it after pulling credit reports.  Never received a statement, phone call or anything asking me to pay the small amount.


I did send in the balance in June 2009 (probably should not have but I did) attempting to clear it.  Now they have not reported since June.


Any ideas in getting this deleted.  I sent to the CRA copy of cancelled check showing payment.  I have not heard anything back.  WFNNB refuses to correct or delete.

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