03-30-2012 12:38 PM
so i applied for the banana republic card last night, and whether i got approved or not, that would end my app spree for another year. anyhoo, got the 7-10 days msg, called this monrning to check status and to recon, a nice lady was telling me that it needs further verification bc there were mutliple applications submitted. she verified all my info, came back and said she removed 3 apps and sent one to CW to make a decision. i asked her if all 4 would resulted in 4 HPs on my report and she said yes and apologized bc their website experienced a glitch last night where the submit button would be pressed multiple times on its own. OMG!!!!! i would be very livid if i dont get approved, are you kidding me? 4 HPs for one crappy banana republic card? what can i do myfico friends?????
03-30-2012 12:39 PM
Call and have them remove 3 of them.
03-30-2012 12:41 PM
could i call the same number and ask them to remove, i did asked her but she said they will only remove if its a fraudulent app, in this case its not, i didnt want to make her mad bc i thought she was going to approve my app, but no! ![]()
03-30-2012 12:45 PM
03-30-2012 12:45 PM
Itsrx1 wrote:so i applied for the banana republic card last night, and whether i got approved or not, that would end my app spree for another year. anyhoo, got the 7-10 days msg, called this monrning to check status and to recon, a nice lady was telling me that it needs further verification bc there were mutliple applications submitted. she verified all my info, came back and said she removed 3 apps and sent one to CW to make a decision. i asked her if all 4 would resulted in 4 HPs on my report and she said yes and apologized bc their website experienced a glitch last night where the submit button would be pressed multiple times on its own. OMG!!!!! i would be very livid if i dont get approved, are you kidding me? 4 HPs for one crappy banana republic card? what can i do myfico friends?????
If its crappy...why did you apply?
03-30-2012 12:46 PM
Itsrx1 wrote:could i call the same number and ask them to remove, i did asked her but she said they will only remove if its a fraudulent app, in this case its not, i didnt want to make her mad bc i thought she was going to approve my app, but no!
Ask to speak to a supervisor or check the backdoor numbers stickies and call that. Because the multiple apps were not your fault they have to remove the ones that were placed in error.
03-30-2012 12:46 PM
logan_720 wrote:
Itsrx1 wrote:so i applied for the banana republic card last night, and whether i got approved or not, that would end my app spree for another year. anyhoo, got the 7-10 days msg, called this monrning to check status and to recon, a nice lady was telling me that it needs further verification bc there were mutliple applications submitted. she verified all my info, came back and said she removed 3 apps and sent one to CW to make a decision. i asked her if all 4 would resulted in 4 HPs on my report and she said yes and apologized bc their website experienced a glitch last night where the submit button would be pressed multiple times on its own. OMG!!!!! i would be very livid if i dont get approved, are you kidding me? 4 HPs for one crappy banana republic card? what can i do myfico friends?????
If its crappy...why did you apply?
im just mad, its not that crappy, i shop there alot
still mad though
03-30-2012 12:49 PM
It's possible she is wrong in saying it would be 4 HP's. I had the same thing happen when I applied for Macy's. I was approved and very quickly received my card in the mail. The very next day after I received the card, I received 2 denials from Macy's in separate envelopes, both stating the time between applications was too short. Confused, I called in and spoke with a manager of some sort who said I got the letters because I applied 3 times in one day. I asked him whether he thought someone would ever apply 3 times in the same day for a card and he said no. I asked if that meant 3 HP's were done and he indicated that one HP was used for all 3. To be sure, I used one of the "denials" to get my free credit report (
) from the agency they pulled and he was right--just one HP.
03-30-2012 12:49 PM
Itsrx1 wrote:
logan_720 wrote:
Itsrx1 wrote:so i applied for the banana republic card last night, and whether i got approved or not, that would end my app spree for another year. anyhoo, got the 7-10 days msg, called this monrning to check status and to recon, a nice lady was telling me that it needs further verification bc there were mutliple applications submitted. she verified all my info, came back and said she removed 3 apps and sent one to CW to make a decision. i asked her if all 4 would resulted in 4 HPs on my report and she said yes and apologized bc their website experienced a glitch last night where the submit button would be pressed multiple times on its own. OMG!!!!! i would be very livid if i dont get approved, are you kidding me? 4 HPs for one crappy banana republic card? what can i do myfico friends?????
If its crappy...why did you apply?
im just mad, its not that crappy, i shop there alot
still mad though
I would ask them to remove the other 3 pulls, as it is not your fault, you technically did not authorize them.
03-30-2012 12:49 PM
calling now, will let you guys know the results
Itsrx1 wrote:
logan_720 wrote:
Itsrx1 wrote:so i applied for the banana republic card last night, and whether i got approved or not, that would end my app spree for another year. anyhoo, got the 7-10 days msg, called this monrning to check status and to recon, a nice lady was telling me that it needs further verification bc there were mutliple applications submitted. she verified all my info, came back and said she removed 3 apps and sent one to CW to make a decision. i asked her if all 4 would resulted in 4 HPs on my report and she said yes and apologized bc their website experienced a glitch last night where the submit button would be pressed multiple times on its own. OMG!!!!! i would be very livid if i dont get approved, are you kidding me? 4 HPs for one crappy banana republic card? what can i do myfico friends?????
If its crappy...why did you apply?
im just mad, its not that crappy, i shop there alot
still mad though

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