cancel
Showing results for 
Search instead for 
Did you mean: 

banana republic vents, 4 HPs!!!!

Contributor

banana republic vents, 4 HPs!!!!

so i applied for the banana republic card last night, and whether i got approved or not, that would end my app spree for another year. anyhoo, got the 7-10 days msg, called this monrning to check status and to recon, a nice lady was telling me that it needs further verification bc there were mutliple applications submitted. she verified all my info, came back and said she removed 3 apps and sent one to CW to make a decision. i asked her if all 4 would resulted in 4 HPs on my report and she said yes and apologized bc their website experienced a glitch last night where the submit button would be pressed multiple times on its own. OMG!!!!! i would be very livid if i dont get approved, are you kidding me? 4 HPs for one crappy banana republic card? what can i do myfico friends?????

16 REPLIES
Frequent Contributor

Re: banana republic vents, 4 HPs!!!!

Call and have them remove 3 of them.

EQ FICO - 718 - 01/10/2012 EX FICO - 732 - 04/28/2012 (AMEX)

Cap1 Platinum (1000) Macy’s (2000) Chase Freedom (3000) Kohls (600) Best Buy (2700) Amex BCE (8200) Chase Sapphire (5000) CarCare1 (1600) Discover IT (4000)
Contributor

Re: banana republic vents, 4 HPs!!!!

could i call the same number and ask them to remove, i did asked her but she said they will only remove if its a fraudulent app, in this case its not, i didnt want to make her mad bc i thought she was going to approve my app, but no! Smiley Sad

Contributor

Re: banana republic vents, 4 HPs!!!!

I would try and disputing it, it was their fault so you can't possibly lose. Call the credit bureau they pulled and ask to dispute.. That's if the CSR doesn't remove the 3 other inquires
My wallet : Amex Zync NPSL , Discover More $3500, BankAmericard Cash Rewards $1000, Walmart Discover $1400, Chase Freedom $1000, Capital one Platinum $1000, Macy's Store card $100, Amazon Store card $1400, Southwest rapid rewards $5000, Marriot Visa $5000. Barclay Apple $1200
Established Contributor

Re: banana republic vents, 4 HPs!!!!


Itsrx1 wrote:

so i applied for the banana republic card last night, and whether i got approved or not, that would end my app spree for another year. anyhoo, got the 7-10 days msg, called this monrning to check status and to recon, a nice lady was telling me that it needs further verification bc there were mutliple applications submitted. she verified all my info, came back and said she removed 3 apps and sent one to CW to make a decision. i asked her if all 4 would resulted in 4 HPs on my report and she said yes and apologized bc their website experienced a glitch last night where the submit button would be pressed multiple times on its own. OMG!!!!! i would be very livid if i dont get approved, are you kidding me? 4 HPs for one crappy banana republic card? what can i do myfico friends?????



If its crappy...why did you apply? 

Frequent Contributor

Re: banana republic vents, 4 HPs!!!!


Itsrx1 wrote:

could i call the same number and ask them to remove, i did asked her but she said they will only remove if its a fraudulent app, in this case its not, i didnt want to make her mad bc i thought she was going to approve my app, but no! Smiley Sad


Ask to speak to a supervisor or check the backdoor numbers stickies and call that. Because the multiple apps were not your fault they have to remove the ones that were placed in error. 

EQ FICO - 718 - 01/10/2012 EX FICO - 732 - 04/28/2012 (AMEX)

Cap1 Platinum (1000) Macy’s (2000) Chase Freedom (3000) Kohls (600) Best Buy (2700) Amex BCE (8200) Chase Sapphire (5000) CarCare1 (1600) Discover IT (4000)
Contributor

Re: banana republic vents, 4 HPs!!!!


logan_720 wrote:

Itsrx1 wrote:

so i applied for the banana republic card last night, and whether i got approved or not, that would end my app spree for another year. anyhoo, got the 7-10 days msg, called this monrning to check status and to recon, a nice lady was telling me that it needs further verification bc there were mutliple applications submitted. she verified all my info, came back and said she removed 3 apps and sent one to CW to make a decision. i asked her if all 4 would resulted in 4 HPs on my report and she said yes and apologized bc their website experienced a glitch last night where the submit button would be pressed multiple times on its own. OMG!!!!! i would be very livid if i dont get approved, are you kidding me? 4 HPs for one crappy banana republic card? what can i do myfico friends?????



If its crappy...why did you apply? 

 

 

im just mad, its not that crappy, i shop there alot Smiley Happy still mad though


 

Frequent Contributor

Re: banana republic vents, 4 HPs!!!!

It's possible she is wrong in saying it would be 4 HP's. I had the same thing happen when I applied for Macy's. I was approved and very quickly received my card in the mail. The very next day after I received the card, I received 2 denials from Macy's in separate envelopes, both stating the time between applications was too short. Confused, I called in and spoke with a manager of some sort who said I got the letters because I applied 3 times in one day. I asked him whether he thought someone would ever apply 3 times in the same day for a card and he said no. I asked if that meant 3 HP's were done and he indicated that one HP was used for all 3. To be sure, I used one of the "denials" to get my free credit report ( Smiley Very Happy) from the agency they pulled and he was right--just one HP.

Citi Double Cash $16,600 / BofA Cash Rewards Visa Sig $11,000 / Barclaycard Rewards $8,900 / CapOne Platinum $7,450 / BofA BankAmericard Visa $6,500 / eBay MC $5,800 / Discover It $5,000 / Chase Freedom $1,500 / Lowe's $8,500 / JCP MC $6,500 / Walmart $5,000 / Amazon $4,100
Established Contributor

Re: banana republic vents, 4 HPs!!!!


Itsrx1 wrote:

logan_720 wrote:

Itsrx1 wrote:

so i applied for the banana republic card last night, and whether i got approved or not, that would end my app spree for another year. anyhoo, got the 7-10 days msg, called this monrning to check status and to recon, a nice lady was telling me that it needs further verification bc there were mutliple applications submitted. she verified all my info, came back and said she removed 3 apps and sent one to CW to make a decision. i asked her if all 4 would resulted in 4 HPs on my report and she said yes and apologized bc their website experienced a glitch last night where the submit button would be pressed multiple times on its own. OMG!!!!! i would be very livid if i dont get approved, are you kidding me? 4 HPs for one crappy banana republic card? what can i do myfico friends?????



If its crappy...why did you apply? 

 

 

im just mad, its not that crappy, i shop there alot Smiley Happy still mad though


 


Smiley Very Happy I would ask them to remove the other 3 pulls, as it is not your fault, you technically did not authorize them.

Contributor

Re: banana republic vents, 4 HPs!!!!

calling now, will let you guys know the results


Itsrx1 wrote:

logan_720 wrote:

Itsrx1 wrote:

so i applied for the banana republic card last night, and whether i got approved or not, that would end my app spree for another year. anyhoo, got the 7-10 days msg, called this monrning to check status and to recon, a nice lady was telling me that it needs further verification bc there were mutliple applications submitted. she verified all my info, came back and said she removed 3 apps and sent one to CW to make a decision. i asked her if all 4 would resulted in 4 HPs on my report and she said yes and apologized bc their website experienced a glitch last night where the submit button would be pressed multiple times on its own. OMG!!!!! i would be very livid if i dont get approved, are you kidding me? 4 HPs for one crappy banana republic card? what can i do myfico friends?????



If its crappy...why did you apply? 

 

 

im just mad, its not that crappy, i shop there alot Smiley Happy still mad though