banana republic sent me a notice that they've changed my terms. they basically hate me.
they've increased my interest rate by about 15%... they've increased my minimum payment.. they've decreased the grace period ... they've increased the finance charge.
i have never been late in the life of this card (nearly 3 years)...
i've never had more than 30% uti in the life of the card and i pay balances down very quickly.
it has a 1,000 cl.
i dont use it A LOT. can they do that to me? seems illegal..or just rude.